Back to PTSB.ie
Filter topics

6 ways to approach your first house viewing like a pro

20 June 2019


After spending so long saving for a mortgage and poring over house listings, the process of putting an offer in and having it accepted can often move much faster than expected. As a result, many people find themselves making snap decisions.

“Often first viewings are restricted to half hour slots, or another buyer is coming in right on top of you,” says chartered building surveyor Brian Duffy of McGovern Surveyors.

With 20 years of experience in the business, Brian knows the structural alarm bells to look out for. Here are his tips for tackling that first viewing with a professional eye…

Arrive early and spend some time outside first

“When you arrive at a house, you’ll get a general feel outside of how well it’s been maintained,” says Brian.

If the gutters are leaking and the place hasn’t been painted in a while, there’s a chance the property hasn’t been looked after over time, which could mean ongoing problems like leak and decay.

Brian advises taking a “good long look” at the exterior before going in, and also having a glance at other houses around the place. “Is there an access way or laneway that’ll take you around the back of the estate? Use it,” he says.

Know how to spot the signs of damp

A musty smell is the first sign of a damp house, but don’t think you’re safe just because the place smells fine, warns Brian.

“If I step inside an older house and I can smell the fresh paint, that’s an alarm bell for me.” So, aside from the lack of odour, how does damp reveal itself?

You might see paint bubbling or flaking, or a slight tide mark on the walls. Rising damp can only go up to about 4.5 feet, so keep your eyes low. Outside look for damaged gutters or staining of the exterior wall.

Note the width of any cracks in the wall

Hairline cracks in walls and ceilings are generally fine, but if you can spot a crack from the other side of the room, then it’s probably big enough to be concerned about.

Brian advises going by the width of the crack, rather than the length. “Anything in excess of about 5 or 6 mm wide could be a sign of structural issues,” he says. In older houses, take a good look at windows and roofs.

Window frames can slope downward if there are poor ground conditions underneath, and the roof of the house can sag in too. Take a look at the place you’re viewing and check out other properties on the road too.

 

Give the insurance company a shout

Doing some cursory research with insurance companies to enquire about things like flood insurance could save you costly surprises later.

“If you’re looking at a place by the sea or near a river, ask the estate agent if the owners had any difficulty getting flood insurance. And put a call through to your own insurance broker too to find out how much it would cost,” advises Brian.

Thinking of extending? Go outside and check the manholes

The words “rear garden with plenty of room to extend” are an estate agent’s dream, but just because there’s space doesn’t mean building an extension will be simple. Check the manholes, says Brian.

Their positioning will give you a good indication of the drainage and pipe layout, which could add a complication to future extensions.

While you’re out there, take a look at the neighbour’s houses. Have they extended too? “If next door’s extension comes right up to the boundary wall, you could disturb their foundations with your own building work.”

Don’t be afraid to ask the nosy questions

Estate agents will go out of their way to show off the good elements of a house, but you may find they need some probing on the grittier details. As Brian puts it, ask the nosy questions:

  • Has the house been rented out frequently?
  • How many times has it changed hands in the last decade?
  • Have there been any refurbishments?
  • Has it been rewired?

And finally, if your appointment is up but you feel you have more to see, don’t be afraid to ask for more time. 

“Spend as much time as you think you need to and even go back and do another viewing,” says Brian.

For more information, head over to our  Mortgage section.

Lending criteria, terms and conditions apply. Security and Insurance required. permanent tsb p.l.c is regulated by the Central Bank of Ireland.

The content of this blog does not constitute advice and is for general information purposes only. Readers should always seek professional advice before relying on anything stated in the blog. Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.


Related Blogs

06 Jun 2019

Get one step ahead of your estate agent

After saving to get a deposit together, then securing mortgage approval and getting all your documents in one place, finally choosing your dream home should be the easy part.

Continue Reading
06 Jun 2019

All those extra bits and pieces you’ll need to save for

When you’re into house-hunting and deposit mode, it can be easy to lose sight of the wood for the trees.

Continue Reading
06 Jun 2019

You have mortgage approval, what next?

You’ve been approved for a mortgage. Go on, pop a bottle of bubbly and give yourself a pat on the back.

Continue Reading
Back to top
Page loading