Key Features

  • Flexible funding option for working capital needs
  • Facilities available from €1,000
  • Interest is charged only on the amount by which you are overdrawn
  • Competitive variable interest rate applies

Warning: The cost of your monthly repayments may increase.

Applying for a Business Overdraft

Call into your local branch to make an appointment to apply for a Business Overdraft. You can also call our Business24 Team on 1890 500 177 or +353 1 215 1363 to book an appointment.

Processing your application and making an appeal

For more information on how we process your application and how you can appeal credit decisions, visit our Business Lending Support section.

What you will need

In order to make a successful credit application, there are a number of documents you will need to provide us with at the time you submit your completed application. Click here to find out more.

Important Information

Lending criteria, terms and conditions apply. Variable interest rates apply and are subject to change. A facility fee applies to this product. Approval subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.

Government Support

The Department of Jobs, Enterprise and Innovation have a dedicated website, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.


Manage your business funds online with our dedicated online banking for business customers.

Business Mortgage Loan

Flexible borrowing for the purchase of your business premises

Business Deposits

Plan and prepare for the future

Business Term Loan

Flexible term lending options to finance business assets or expansion

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