Business Overdrafts that work for you

Sometimes you need a hand to keep things ticking over. With a Business Overdraft you can easily manage your cashflow. So for peace of mind for your daily banking talk to our Business Banking Team about adding an overdraft to your Business Current Account.

Key Features

  • Provides flexible funding for working capital needs
  • Facilities available from €1,000
  • Interest only charged on the amount you’re overdrawn
  • Short-term finance available
  • Repayable on demand, subject to review
  • A variable interest rate

Please note: Business Overdrafts are subject to a facility fee, charged upon set up and annually thereafter. Lending criteria and terms and conditions apply.

Warning: The cost of your monthly repayments may increase.

If you are looking to apply for a Business Overdraft, you can book an appointment now or call our Business Banking Team on 0818 200 100 or +353 1 215 1363Find your local branch here.

What will you need?

In order to apply for an Overdraft there are a number of documents you will need to provide along with a completed application. Click here to find out more.

Processing your application and making an appeal

For more information on how we process your application and how you can appeal credit decisions, visit our Business Lending Support section.

Important Information

Approval for a Business Overdraft is subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.

Government Support

The Department of Jobs, Enterprise and Innovation have a dedicated website, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.


Manage your business funds online with our dedicated online banking for business customers.

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