Sometimes you need a hand to keep things ticking over. With a Business Overdraft you can easily manage your cashflow. So for peace of mind for your daily banking talk to our Business Banking Team about adding an overdraft to your Business Current Account.
Please note: Business Overdrafts are subject to a facility fee, charged upon set up and annually thereafter. Lending criteria and terms and conditions apply.
Warning: The cost of your monthly repayments may increase.
If you are looking to apply for a Business Overdraft, you can book an appointment now or call our Business Banking Team on 0818 200 100 or +353 1 215 1363. Find your local branch here.
In order to apply for an Overdraft there are a number of documents you will need to provide along with a completed application. Click here to find out more.
For more information on how we process your application and how you can appeal credit decisions, visit our Business Lending Support section.
Approval for a Business Overdraft is subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.
The Department of Jobs, Enterprise and Innovation have a dedicated website www.supportingsmes.ie, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.
Read the Guide for Micro & Small Enterprises and Guarantors: Regulations on Lending to Small & Medium-Sized Enterprises published by the Central Bank of Ireland.
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