Term Loans to help you every step of the way

Whether it’s to expand your business or keep things ticking over, when the time comes for a loan, we’re here for you. A Business Term Loan helps provide your business with longer-term financial certainty.

Whether you’re seeking financing for expansion purposes, or to help manage cashflow, we have a range of terms available along with competitive interest rates, so be sure to talk to us about your lending needs.

Key Features and Benefits

  • Borrow from €5,000
  • Long and Short term loans – terms available up to 10 years
  • Competitive variable interest rates
  • Range of repayment options to suit your business needs

Note: An upfront facility fee of up to 1% of the loan amount may be charged at the discretion of the bank on Business Term Loans.

Warning: The cost of your monthly repayments may increase.

Applying for a Business Term Loan

If you are looking to apply for a Business Term Loan, you can book an appointment now or call our Business Banking Team on 0818 200 100 or +353 1 215 1363. Find your local branch here.

What you will need

Depending on your Business Banking needs you will need to provide some supporting documentation to us when applying for your Business Term Loan. Click here to find out more.

Processing your application and making an appeal

For more information on how we process your application and how you can appeal credit decisions, visit our Business Lending Support section.

Early redemption of Term Loan

If you wish to make a full or partial redemption of a term loan ahead of the scheduled last repayment date, you can request an early redemption fee in writing from your local branch in advance of redeeming a term loan (in full) early.

Important Information

Lending criteria, terms and conditions apply. Variable interest rates apply and are subject to change. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Approval is subject to repayment capacity assessment and other lending criteria. Security may be required, which may incur legal costs for the borrower. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.

Government Support

The Department of Jobs, Enterprise and Innovation have a dedicated website www.supportingsmes.ie, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.

SME Banking Supports – through COVID Recovery and Beyond

This guide provides information on the range of banking supports available to SMEs, both through the recovery, and beyond into the future.


Manage your business funds online with our dedicated online banking for business customers.

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