Get your Credit Card approval in minutes!

We've made applying for a credit card quicker and easier! Our ICE Visa Credit Card is the flexible and convenient way to pay when shopping, travelling or just having fun. Download our permanent tsb app, and apply to get approval in minutes. Order your ICE Visa Credit Card today!

Get the permanent tsb android app from Google Play  Get the permanent tsb app for iOS from the app store

Benefits of an ICE Visa Credit Card

  • 0% (fixed) interest on purchases for the first 3 months, after that we offer a competitive purchase rate of 16.50% (variable), 22.53% (variable) annual percentage rate (APR).
  • After the first 3 months, enjoy interest-free credit for up to 56 days.
  • Approval in-app in minutes for credit cards up to €10,000.
  • If approved, you can order your card instantly.
  • You can contact us to request a second card for a family member for free (once they're over 18).
  • No day-to-day transaction fees when you use your card to make purchases (fees will apply for the use of the card for the purposes of obtaining cash or cash substitute and non-euro transactions).
  • Acceptance worldwide wherever you see the Visa logo.
  • Protection against fraud when shopping online with Verified by Visa.
  • Freedom to choose your own monthly repayment amount (min 2.5% of your balance each month or €5, whichever is greater)
  • Flexibility to choose a monthly payment date for a time that suits you.
  • Register for GoREWARDS – our way of rewarding customers with cashback on high street and online brands in partnership with Visa. 

How do I apply in-app?

  • If you're a permanent tsb customer you can apply for an ICE Visa Credit Card in-app, get approval in minutes and order your credit card instantly.
  • In-app approval is subject to a minimum credit limit of €1000 and a maximum credit limit of €10,000
  • For Credit Card applications greater than €10,000 you can still apply in-app and one of our team will call you back to discuss your application.
Apply in-app


Important Information

  • To get in-app approval you must be registered for Open24 Online Banking, have a Current Account with us, and have your salary paid into this account.
  • To order your credit card instantly you may have to upload your PPSN (Personal Public Service Number) and related documents (Notice of Tax Credit, Employment Detail Summary (P60) or Statement of Liability (P21)) through the app.
  • If we already have your PPSN referenced on file, you will not have to provide the number to us again, however if approved, you will need to submit proof of PPSN - see here for acceptable documents.
  • Your application can only be taken out in your sole name and will be subject to a full credit assessment and affordability assessment. Lending criteria, terms and conditions apply. Over 18s only.

Please note: Not all applications are the same and additional information may be required in certain circumstances. 

0% (Fixed) interest on purchases for first 3 months

Enjoy 0% (Fixed) interest on purchases for the first three months, after that we offer a competitive purchase rate of 16.50% (variable), 22.53% (variable) annual percentage rate (APR). This rate will apply to any outstanding balances that are built up and not cleared during the 3-month interest-free period and any future purchases.

For more information about Interest Rates relating to our ICE Contactless Visa Credit Card, be sure to check out our FAQ's section. 


GoREWARDS is a fantastic new way of giving you cashback on a wide range of your favourite high street and online brands, in partnership with Visa. With GoREWARDS you’ll receive weekly  personalised offers for the kind of things you like to buy. To redeem an offer simply use any of your registered Visa Credit Cards to pay (within the terms of the offer).

This service is provided by Visa. Full details on Online registration is required. Service features, benefits and partners are subject to change. GoREWARDS is available to personal customers over the age of 16 and Visa Credit Card customers over the age of 18. Card transaction charges may apply. Cashback credited to your Credit Card will not contribute towards payment of the total outstanding bill or minimum payment.

Click here to register.

Representative example

  • Based on credit limit of €1,500
  • You pay only €134.06 of interest
  • Including Government stamp duty (€30)
  • 16.50% per annum. Variable
  • 22.53% APR Variable

If you get €1,500 of credit limit and use it to make a single card purchase immediately after receiving it, and you repay in 12 equal monthly instalments of €125 plus any interest charged for that month at a purchase interest rate of 16.50% (variable), 22.53% (variable) APR.

The total amount that you will pay back will be €1,664.06, which includes Government stamp duty of €30.00 and interest of €134.06.

Please note: The representative example above does not take promotional rates into account.

Ways to apply

  • If you’re a permanent tsb customer and registered for Open24 Online Banking, simply log in to our app to apply
  • If you’re not registered for Open24, or you’re not a permanent tsb customer, you can call us on 1890 837 412 or 01 215 1395  and our team will take your application
  • You can drop into any permanent tsb branch to chat with one of our team

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Credit Card Limit Calculator

Fill out the fields below to see what your credit limit could be

* Required fields

Income Status *

Gross Annual Salary *

Monthly Mortgage or Rent Payments

Monthly Loan Repayments

Total Current Overdraft & Credit Card Limit

What is your desired Credit Card Limit? *

Please fill in all the fields above to get started!

Savings Accounts

If you want to save regularly, then we have a savings account for you. Learn more about your saving options.

Find a branch

Find opening hours and locations of branches near you with our handy interactive map.

Help and Support

Need help? Our Help and Support section is full of useful information.

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