|Cash Advances||20.96% variable|
|Balance Transfer Rate||0% - see below for more information on Balance Transfer|
|Introductory Purchace Rate||0% (fixed) interest on purchases for the first 3 months|
Assume you have a credit limit on your card of €1,500. You use your full limit to make a single card purchase immediately after receiving your card, and you repay the €1,500 in 12 equal monthly instalments of €125 plus any interest charged for that month at a purchase interest rate of 15.0% variable, 20.7% variable (representative APR). The total amount that you will pay back will be €1,651.88, which includes Government stamp duty of €30.00 and interest of €121.88.
Please note: the representative example above does not take promotional rates into account.
Cash Advance means the use of the card for the purposes of obtaining cash or cash substitute (including the purchase of quasi cash, i.e. the purchase of tokens or chips for the purpose of gaming or placing bets on the internet or otherwise).
If you transfer a balance from a non-permanent tsb credit card to a new permanent tsb ICE Visa Credit Card, you won’t rack up any interest on the balance transferred for 6 months. At the end of the promotional period the purchase rate of 20.7% variable (representative APR) will be applied to the remaining balance that was transferred from the non permanent tsb credit card.
We are obliged under the Credit Reporting Act 2013 to collect and verify your PPSN. Permanent TSB will collect your PPSN for all credit applications of €500 or greater.
You will need to provide any one of the following documents as proof of your PPSN during your application:
Please note, we cannot accept your Public Services Card as proof of PPSN
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