Switch your credit card

0% (fixed) interest on balance transfers and purchases

Switch your credit card balance to permanent tsb and get 0% (fixed) interest on the balance transfer for the first 6 months.

What's more, you'll also get 0% (fixed) interest on any purchases for the first 3 months too. 

Additional extras

• After the first 3 months, enjoy interest-free credit for up to 56 days
• A second card for a family member for free (once they're over 18)
• Protection against fraud when shopping online with Verified by Visa
• All the usual stuff you'd expect from a Visa Credit Card

GoREWARDS

GoREWARDS is a fantastic new way of giving you cashback on a wide range of your favourite high street and online brands, in partnership with Visa. With GoREWARDS you’ll receive weekly personalised offers for the kind of things you like to buy. To redeem an offer simply use any of your registered Visa Credit Cards to pay. (within the terms of the offer).

This service is provided by Visa. Full details on permanenttsb.ie/gorewards. Online registration is required. Service features, benefits and partners are subject to change. GoREWARDS is available to personal Visa Credit Card customer over the age of 18. Card transaction charges may apply.

Pay safely for everything with Apple Pay

With Apple Pay you have the freedom to securely spend without a €50 limit, touch-free. Use your Apple device to pay with your Visa Credit Card wherever you see the Apple Pay or contactless logo in store, online or in-app. Find out more

Important information

• After the first 3 months, a purchase rate of 16.50% (variable), 22.53% (variable) annual percentage rate (APR) will apply to all new purchases and any new balances that are built up and not cleared during the 3-month interest-free period. This rate will also apply to any previous balances transferred to your new permanent tsb ICE Visa Card and not cleared after 6 months
• An interest rate of 22.46% (variable) will apply to all cash withdrawals for the full 6 months
• Your application can only be taken out in your sole name and will be subject to a full credit assessment and affordability assessment. Lending criteria, terms and conditions apply. Over 18s only

Representative example

• Assume you have a credit limit on your card of €1,500
• You use your full limit to make a single card purchase immediately after receiving your card, and you repay the €1,500 in 12 equal monthly installments of €125 plus any interest charged for that month at a purchase interest rate of 16.50% (variable), 22.53% (variable) APR.
• The total amount that you will pay back will be €1,664.06, which includes Government stamp duty of €30.00 and interest of €134.06

Please note: the representative example above does not take promotional rates into account.

How to apply

• To switch your Credit Card you can call us on 0818 121 198 or +353 1 212 4027 or drop into any permanent tsb branch. 

To process your application we'll need the following:

• A completed and signed credit card application form, which we’ll post out to you. If your main bank account is with permanent tsb, this is all we should need you will need to provide us with your PPSN. If approved, you will need to submit proof of PPSN.

If your main bank account is not with permanent tsb, we’ll also need:

• Proof of identification, such as your passport
• Proof of address, such as a utility bill
• Proof of PPSN, such as an Employment Detail Summary (P60)
• Proof of income, such as 3 months of bank statements from your main personal current account. In certain circumstances, 2 recent pay slips may also be required

See our required documents page for details.

• Approval is subject to a minimum credit limit of €1000

Please note: Not all applications are the same and additional information may be required in certain circumstances.