What’s all this? Check out some important information on our products. If you need more details, call us or drop into your local branch.
A €4 monthly fee for maintaining the account will apply, effective from 01 August 2019 this fee will increase to €6.
There are no day-to-day transaction fees for:
There may be other charges for things like Government Stamp Duty on your bank card, unpaid items, or if you use an ATM outside the Eurozone. See our Personal and Business Banking Charges booklet for more information.
With your Explore Account you get 10c back as you Pay, Cashback on Bills and GoREWARDS.
Every time you pay with your card in-store or online, you‘ll get 10c cashback up to a maximum of €5 per month.
We‘ve partnered with some of Ireland’s leading brands to bring you a saving on your bills when you pay by Direct Debit. These savings will appear as cashback in your account.
By registering for GoREWARDS, you will receive personalised offers for the kind of things you like to buy. As long as you’re using your Visa Debit Card and redeeming your offers, you should begin to notice cashback appearing from time to time in your Explore Account.
Account partners features and benefits are subject to change.
The current overdraft rate of interest is 15%. This rate is variable and subject to change. Lending terms and conditions apply.
In the case of an unauthorised overdraft, an additional interest rate of 12% variable per annum will be charged.
Where applicable a set-up fee of €25 also applies and an annual renewal fee of €25 applies annually thereafter.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
If you're applying for an overdraft, we will require proof of income & proof of your PPSN. Check out our required documents page for details of what may be required.