We've got the overdraft facility for you

An overdraft is a credit facility on your current account which allows you to access funds up to an agreed limit above your actual balance. We can get you set up with an overdraft giving you extra flexibility when you need it most.

If you qualify, the benefits of your overdraft include;

  • Security - perfect for any short term cash flow problems due to unforeseen events.
  • Peace of mind - once approved, you can access your additional funds any time at an ATM, online or using your Visa debit.
  • Reassurance - that you won’t be left stranded for those last few days of the month while you wait for payday to arrive!
  • Helpful - use your overdraft to avoid being charged for any missed direct debits due to insufficient funds – it happens to us all!

A set-up fee of €25 applies (when the overdraft is first used) and an annual renewal/review fee of €25 thereafter (will apply 12 months from the date that the set-up fee was deducted). You must be 18 years of age or over to apply for an overdraft with your current account. Overdraft interest will apply. Lending criteria, terms and conditions apply.

Read the nitty gritty for information on our overdraft rates.

Make sure you mention an overdraft when applying for your current account, or call 1890 800 905 or +353 1 212 4084 now to speak to someone about adding an overdraft to your account!

Savings Accounts

If you want to save regularly, then we have a savings account for you. Learn more about your saving options.

Online Banking

All of your transactions are a click away with Open24 Online Banking.

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