Current Accounts


What you’ll need to open a current account

In order to keep things official, there’s just a few documents we’ll need from you. Whether you’re a new customer of permanent tsb or an existing customer whose personal identification documents are not up to date, you’ll need to provide us with some documentation such as:

  • proof of ID (to comply with anti money laundering legislation)
  • proof of address (to comply with anti money laundering legislation)

We may also need extra documentation if you're switching your account or if you're looking to open a Student Account.

Existing customers: Please ensure you quote your International Bank Account Number (IBAN) with the documents being submitted.

Acceptable forms of proof of address

(this applies to both new and existing customers)

If applying through a branch, you can use any one of the following:

  • A utility bill (dated within the last 6 months) e.g. gas or electricity bill
  • A bank or building society statement (dated within the last 6 months)
  • Your Notification of Determination of Tax Credits for the current year
  • Your original household, health or motor insurance documents (must be less than 12 months old)
  • If you're applying for a Student Account you can also use a letter on headed paper from your college confirming you are a student of that college and confirming your home address. This letter must be dated and signed by the College Administration Office.

All of the above must be in your own name and address.

Note: If you’re not able to provide an original at your local branch and you’re sending in documents by post, you must provide originals of two of the documents listed above.

Acceptable forms of ID

(this applies to both new and existing customers)

If applying through a branch, you can provide any one of the following:

  • Your current valid passport
  • Your current valid Irish, UK or European driver’s licence (with photo)
  • Your EU National Identity Card
  • Irish Government Travel Document

All of the above must be in your own name.

Note: If you’re not able to provide an original at your local branch and you’re sending in documents by post, you must provide clean legible copies of 2 forms of identification or 1 certified copy of identification from the list above.

Documents can be certified by:

  • A Garda Síochána/Police Officer
  • Practicing Chartered and Certified Public Accountants
  • Notaries Public/Practicing Solicitors
  • Embassy/Consular Staff
  • Regulated Financial or Credit Institution
  • Justice of the Peace
  • Commissioner of Oaths
  • Medical Professions (doctor)

If you're applying for a credit facility

If you want to add an overdraft to your current account, we’ll require proof of income. These are the documents you’ll need to do that:

  • Six months’ bank statements from your main current account (the account where you lodge your salary). The last entry on the statement should be no more than eight weeks prior to the application.
  • Two original payslips (or certified copy) if you’re employed by a company. If you’re self-employed, you’ll need confirmation of tax affairs from an accountant.

Employment permanency

If you’ve been in your current job for less than 12 months, we’ll need a letter from your employer confirming permanency or a Salary Certificate (pdf, 166KB).

Proof of immigration status

If you’re not an EU citizen and are applying for an overdraft facility, you’ll need to provide proof of your immigration status. This means you’ll need to prove you’re legally entitled to reside and work in the Republic of Ireland, by providing a Stamp 4, 5 or 6. You may need further documents that we can discuss at the time of your application.

If you're switching your account

As well as the documents above, if you're switching your account from another bank you'll need to provide bank statements for the last three months from the account you're switching from (one of which must be an original).

If you're looking to open a Student Account

As well as the documents above, if you're opening a Student Account you'll need to provide proof that you’re attending a third level institution. This can be a dated letter of acceptance, invoice or receipt from your third level institution.

If you are a tax resident outside of Ireland

OECD Common Reporting Standard (CRS)

In line with the OECD Common Reporting Standard (CRS), financial institutions are obliged to collect and review information to identify the tax residence or multiple tax residences (if any) of their customers. As Permanent TSB is a financial institution we are therefore required to collect certain information from our customers.

If you/the Account Holder have a tax residency/or multiple tax residencies outside Ireland / United States of America, we are required to report the following details in respect of the account to Revenue: name, address, date of birth, place of birth, account number, jurisdiction(s) of residence, Tax Identification Number (“TIN”), account balance and interest payments. Revenue will report this data to the tax authorities of each relevant participating country.

You will be required to provide this information to open an account.

You can find more information on http://www.revenue.ie/en/business/aeoi/index.html

Signed declaration

As part of our application process you’ll need to sign a declaration. This declaration will be provided to you in the branch if you’re applying for a Current Account in person or it will form part of the Current Account Application Pack that will be sent to you if you apply for a Current Account over the phone or online. Please read all information that is provided to you carefully and sign and return all relevant documents.

Back to top
Page loading