Saving and Deposit Accounts

Money laundering regulations

The Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2018 (as amended, re-enacted or replaced from time to time) require us to satisfy ourselves as to your identity and the identity of any other Customers on an Account before opening an Account, permitting transactions on an Account or providing certain services. If you are:

• A new customer of permanent tsb or
• An existing customer whose personal identification documents are not up to date

we will need you to provide us with some documentation.

Acceptable proof of identification: (this applies to new and existing customers)

Branch Applications

If applying through a branch, you can use any one of the following:

• Current valid passport
• Current valid Irish, UK, or European driver’s licence
• Irish Government Travel Document

Online, Phone or Postal Applications

If you are not able to provide an original at your local branch and you are sending in documents by post, you must provide clean (i.e. legible) photocopies of 2 forms of identification or 1 certified copy of identification from the list above. 

Documents can be certified by Garda Siochana/Police Officer, Practicing Chartered & Certified Public Accountants, Notaries Public / Practicing Solicitors, Embassy/ Consular Staff, Regulated Financial or Credit Institution, Justice of the Peace, Commissioner of Oaths, Medical Professions (doctor).

Please note that all of the above must be in your own name.

Acceptable proof of address (this applies to new and existing customers)

Branch Applications

If applying through a branch, you can use any one of the following:

• A utility bill (dated within the last 6 months) for example, gas, electricity or phone
• A bank or building society statement issued within the last 6 months
• Your notification of Determination of Tax Credits for the current year
• Your original household/health or motor insurance documents (must be less than 12 months old)

Online, Phone or Postal Applications

If you are not able to provide an original at your local branch and you are sending in documents by post, you must provide originals of 2 of the documents listed above. 

Please note that all of the above must be in your own name and address.

Existing customers: Please ensure you quote your BIC and IBAN with documents being submitted.

Proof of your PPSN/Tax Reference Number

We may also need proof of your PPS (Personal Public Service) number.

Any of the following will suffice:

• Employment Detail Summary (P60)
• P45
• Statement of Liability (P21)
• Payslip (where employer is identified by name or tax number)
• Drug payment scheme card
• European health insurance card
• Tax Assessment
• Tax Return Form
• PAYE Notice of Tax Credits
• Child Benefit Award Letter /Book
• Pension Book
• Social Services card

If you are a tax resident outside of Ireland

OECD Common Reporting Standard (CRS)

In line with the OECD Common Reporting Standard (CRS), financial institutions are obliged to collect and review information to identify the tax residence or multiple tax residences (if any) of their customers. As Permanent TSB is a financial institution we are therefore required to collect certain information from our customers.

If you/the Account Holder have a tax residency/or multiple tax residencies outside Ireland / United States of America, we are required to report the following details in respect of the account to Revenue: name, address, date of birth, place of birth, account number, jurisdiction(s) of residence, Tax Identification Number (“TIN”), account balance and interest payments. Revenue will report this data to the tax authorities of each relevant participating country.

You will be required to provide this information to open an account.

You can find more information on the Revenue website