Looking to get started on your home journey? Make sure to join us at the permanent tsb Ideal Home Show in the RDS, Dublin, from Friday 25 to Monday 28 October 2019. We are proud to be the title sponsors of Ireland’s largest home show event for the sixth year in a row that brings together a huge range of exhibitors to help you get your ideal home.
Our team will be on hand all weekend at stand N60, to help with anything you need on your journey to your dream home. So, whether you’re renovating, buying a new home or even building, you can chat to the friendly and helpful experts who are ready to guide you every step of the way.
As a permanent tsb customer you can get FREE entry to the show! Simply show your permanent tsb Visa Debit or Credit Card at the door to get free fast-track entry for one person on any day of your choice. You can also get free entry with our promo code PTSB. Enter the code here to get your free ticket online.
Permanent tsb recently teamed up with Virgin Media to bring to air Buyers Bootcamp, which follows the real-life dilemmas of a first time buyer. On the series, Buyers Agent, Liz O’Kane helps six couples who are setting out on their home buying journey. One of the couples, Sean and Mark successfully purchased their first home with the help of Liz through the show.
If you’re starting out on your home buying journey don’t miss ‘Buyers Chat’, a live panel discussion with experts Liz O’Kane, Patricia Power and ‘Buyers Bootcamp’ stars, Sean and Mark. So join permanent tsb at the House and Home Interiors & Design Theatre on Sunday the 27th of October at 3.10pm for an unmissable first time buyer chat.
Not only will you have the permanent tsb experts on hand at stand N60 at the show but you can also get an award winning Mortgage. permanent tsb’s mortgage has been awarded the ‘Best First Time Buyer Mortgage’ at the 2019 Bonkers.ie National Consumer Awards, for the second year in a row. The award winning mortgage offers you 2% cashback at drawdown and 2% cashback on your monthly repayments until 2027, when you pay from an Explore Account*. You can also get flexible options and competitive rates, if you’re a first-time buyer, a mover, a self-builder or a switcher; it’s the mortgage that keeps giving, so you can keep living.
Liking the look of a new kitchen or an attic conversion? Turn that like into a loan with permanent tsb. Our team can help you bring your ideas to life with Home Improvement Loans up to €75,000. Whether you’re thinking of a home make-over or a fresh layer of paint, you can get competitive lending rates and terms to suit your needs. Our team will be ready to chat though any of your questions and we can even start your application at our stand. If you already bank with permanent tsb you can apply online at Open.24 or on the permanent tsb app, allowing you to get loan approval in minutes, into your account instantly. Freeing up your time to look for that perfect kitchen or deciding on your new interior design.
*Offer available to new applicants who receive full letter of approval between 26 August 2017 and 31 December 2019. 2% cashback at drawdown will be paid on the amount of the mortgage advanced. Excludes tracker portability or negative equity customers (including any additional funds). Excludes buy-to-let, equity release, home improvement mortgage loans or applicants who have drawn down full or part of their funds before 11 January 2016. 2% cashback monthly will be paid until 31 December 2027. Your monthly mortgage repayment must be made from a permanent tsb Explore Account and meet qualifying criteria. The Explore Account carries a €6 monthly fee for maintaining the account. Any items that are returned unpaid (including Direct Debits and Standing Orders) will incur the appropriate unpaid item charge and other charges may apply. eStatements only. 2% cashback monthly offer applies to home loans only (i.e. excludes buy-to-let).
At the permanent tsb Centre we’ll be able to provide Mortgage and Home Improvement Loan Approval in Principle in just 15 minutes. So if you’re looking to buy your first home, or revamp your current place, make sure to visit us at stand N60.
Approval in Principle outlines how much we could lend you and is based on the information you provide us in a 15-minute, informal financial chat with a member of our team. While it's not legally binding, it’ll give you a good indication of how much we could lend you.
Not sure what to bring for your Approval in Principle? Take a look here.
If you apply for, and receive, an Approval in Principle at the show you will be entered into our draw to win a €3,000 Finline Furniture voucher. Click here for draw terms and conditions. Take a look at the Finline Furniture collection here.
So, whether you’re a home buyer, improver or anyone in between, make sure to drop by and meet the permanent tsb team at stand N60 or you can book in a slot with the team at the Ask an Expert stand at the show. There will be a range of experts from interior designers to architects and of course the permanent tsb team will be on hand for all of your banking needs. Learn more about the Ask and Expert stand.
We look forward to chatting to you over an exciting and jam packed bank holiday weekend at the permanent tsb Ideal Home Show.
Warning: If you do not keep up your repayments you may lose your home.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Mortgage Terms and conditions: Lending criteria, terms & conditions will apply. Mortgage approval is subject to assessment of suitability and affordability. Applicants must be aged 18 or over. Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property. Life and Home Insurance are also required. For First Time Buyers, a maximum Loan to Value (LTV) of 90% will apply to a property’s purchase price. For Second Time Buyers a maximum LTV of 80% will apply. The maximum LTV for customers who hold their current mortgage with another bank but wish to switch their mortgage to permanent tsb while also releasing equity is 85%. Maximum loan amount will typically not exceed 3.5 times an individual’s gross annual income.
Warning: The cost of your monthly payments may increase - if you do not keep up repayments you may lose your home.
Home improvement loan Terms and conditions: Approval in Minutes applies to permanent tsb Current Account salary mandated customers who apply for a loan online or in-app. For online and in-app loans, customers must be registered for Open24 Online Banking. In-app loans need to have downloaded our mobile app. Data charges may be incurred for use of app. Online and in-app loans can only be taken out in your sole name, and can only be drawn down and paid back from a permanent tsb Current Account. Online and in-app approval applies to loans up to €25,000. Loans greater than €25,000 and up to €75,000 can be applied for online and we will call you back to discuss. Branch applications up to €75,000 can be approved and drawn down, Monday to Friday 10am to 5pm, or drawn down through Open24.ie or in-app. Lending criteria, terms and conditions apply. Subject to affordability assessment. Security may be required. Min. loan amount €1,500. Max. loan amount €75,000. Min. term 6 months (excluding online which is 12 months). Max. term 60 months. Max. term 120 months for Home Improvement Loan. Over 18s only.
permanent tsb p.l.c. is regulated by the Central Bank of Ireland.