Get 4 months free cover plus a Carbon Monoxide Alarm and Smoke Alarm

Your home should be your happy place; somewhere you can relax knowing you’re covered for whatever might happen. Now you can relax with our Home and Contents Insurance that gives you:

  • 4 months free cover
  • A free carbon monoxide alarm
  • A free smoke alarm

Our offer also includes:

  • Up to 12% off when you buy a policy online or over the phone
  • 33% No Claims Discount if you’re 3 years claims free
  • Spread the cost of your premium monthly at no extra cost
  • 24 Hour Emergency Helpline

Optional Extra: Ask us about adding on "All Risks" Cover. This protects all your personal possessions like smartphones tablets and laptops, inside or outside the home. This means you have no need for other insurance such as gadget insurance.

Your Carbon Monoxide Alarm

We all know the importance of having a smoke alarm, but we can often forget about the dangers of Carbon Monoxide. 

Carbon monoxide is a colourless, odourless gas that is hard to detect and is highly dangerous, causing death in some cases. It can be produced by any fossil fuel when burned, from faulty heaters and from a lack of ventilation.

To help keep your home safe our Home Insurance cover comes with a carbon monoxide alarm. Be sure to use it, but remember an alarm is no substitute for regular inspection and maintenance of appliances, vents, flues and chimneys.

For more information on carbon monoxide safety, visit

This offer applies to:

  • Home and Contents
  • Contents Cover
  • Landlords Insurance
  • Holiday Home Insurance
  • Building Only

The Free Carbon Monoxide Alarm and Smoke Alarm offer is available until 4 November 2018.

Please note: If you don’t receive your alarm within 10 working days please contact us on 1890 837 418.

Important Information

Four months free offer is available to customers who purchase a Home and Contents policy and who don’t have an existing Home and Contents policy on their main residence with permanent tsb and who satisfy normal underwriting criteria. This is an annual policy and if you are paying monthly you pay nothing for the first 4 months, and the remaining premium will be billed over the following 8 months. Payment details must be provided within 21 days. Or pay the premium in one payment and enjoy the same 33.3% reduction. Premium reductions are applied on a reducing balance basis and are all subject to minimum premiums, including government levy, which are as follows: Buildings €135, Contents €105 and All Risks €12.60. Please note: an excess will apply. This is the amount of the claim you pay yourself.

Terms and Conditions relating to Carbon Monoxide and Smoke Alarm:

By availing of this promotion, you agree to be bound by the below terms and conditions:

  1. Eligible customers are new permanent tsb home insurance customers who purchase a Qualifying Home Insurance Policy during the Promotion Period.
  2. Qualifying Home Insurance Policies are: Home and Contents Insurance, Contents Cover Insurance, Landlords’ Insurance, and Holiday Home Insurance. Qualifying Home Insurance Policies may be purchased or applied for in branch, online or over the phone.
  3. Promotion only available where the Qualifying Home Insurance Policy is purchased between 24 September and 4 November 2018 inclusive (the “Promotion Period”).
  4. Eligible Customers will be entitled to one alarm pack per Qualifying Home Insurance Policy purchased. Eligible Customers who purchase a Qualifying Home Insurance Policy online or through Open24 or not in a branch, will receive the alarm pack in the post. Eligible Customers who purchase a Qualifying Home Insurance Policy in a branch will receive their alarm pack in the branch when in stock or through the post if the branch do not have stock available.
  5. permanent tsb reserves the right to close this promotion before 4 November 2018. permanent tsb makes no warranties of any kind, either express or implied, in respect of the alarm pack and will not be liable for any direct, indirect, incidental or consequential damage howsoever arising from same.

Standard insurance acceptance criteria apply. Calls may be recorded. Call operator charges may vary. This insurance is arranged by permanent tsb p.l.c. and underwritten by Allianz p.l.c. permanent tsb is appointed as a single agency intermediary of Allianz p.l.c. for home insurance. Allianz p.l.c. is regulated by the Central Bank of Ireland. Complete details are contained in the relevant insurance policy booklet, available on request.

Fraud and Financial Crime

Learn how to keep your money safe and sound. Just visit our Fraud and Financial Crime section for more information.

permanent tsb is appointed as a Single Agency Intermediary of Allianz plc for Home Insurance. permanent tsb plc is regulated by the Central Bank of Ireland. Allianz plc is regulated by the Central Bank of Ireland.

Rebuild calculator

Don’t pay any more for Home Insurance than you need to. Check out this handy calculator from our friends at the Society of Chartered Surveyors of Ireland to estimate what the building costs of your house would be and help you save on your Home Insurance premium.


If you wish to report a claim or discuss an existing claim you can call Allianz’s Claims Team on 1890 700 121. Lines are open 9am to 5pm, Monday to Friday. Or alternatively you can request a call back from Allianz.

Emergency Helpline

If you have an emergency you can contact our 24 hour emergency helpline on 1890 77 99 99 (or +353 (0)1 613 3990).

Home Insurance

There’s never been a better time to switch to permanent tsb with our All Around Protection policy. Switch today.

Contents Cover

If you’re a renter or living in an apartment then our Contents Cover gives you great protection on your valuables and personal belongings at a great price.

Life Insurance

We have a range of Life Insurance options to protect your income for you and your family.

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