Introductory 20% off in year one 

Your investment property may be one of the biggest purchases of your life so it’s important to know you’ve got the right cover in place. We also provide services for landlords insuring three or more properties on a single policy. If you're looking to add or remove properties, this can be done over the phone. Additionally, you can get a 10% discount should you insure 3 or more properties.

Our Landlords’ Home Insurance gives you comprehensive cover along with great premium reductions. 

  • 20% off in year 1
  • 33% no claims discount if you’re 3 years claims free
  • An additional 10% off when you have 3 or more properties insured with us. 
  • 10% off your Home and Contents policy for your main residence (once you have a second policy or more with us)
  • No extra costs for monthly direct debit payments 

 

Get a carbon monoxide and smoke alarm when you take out a Home Insurance policy

Carbon monoxide is a colourless and odourless gas. At high levels it can even kill, so installing a carbon monoxide alarm could save you and your family’s lives.

Your home should be your happy place; somewhere you can relax knowing you’re covered for whatever might happen. So get a carbon monoxide and smoke alarm with permanent tsb before 4 Noveber 2018. 

Find out more.

What does our Landlords’ Home Insurance cover?

  • Public liability for tenants or any visitors to the property up to €3.175m
  • Loss of rent up to 15% (of the Building and Contents sums insured) if the property becomes uninhabitable following damage caused by an insured peril
  • Fire brigade charges up to €2,000
  • Freezing, escape or overflow of water or oil from within any plumbing or heating system
  • Standard excess only €300. Freezing, escape or overflow of water or oil excess of €600
  • Malicious damage (Buildings and Contents) – excluding damage caused by tenant and/or guests
 Included Extra 
Escape of Water  
Storm or Flood Damage  
Public Liability up to €3.75m  
Subsidence  
Fire or Smoke damage  
Accidental Damage (on building)  
Impact by vehicle -animal or aerial  
Fire Brigade Charges   
Malicious Damage  
Loss of rent up to 15% of the sums insured if the property becomes uninhabitable due to an insured peril  

Please note: The above information does not reference all of the benefits, terms, conditions, limitations, exceptions and exclusions associated with the Policy. For full details of our Home & Contents Insurance policies, you can download our policy documents to ensure you understand the cover provided.

 

Do you have more than one investment property?

With our Landlords’ Home Insurance you can have all your investment properties under the one policy with one renewal date option.

And you can get an additional 10% off when you have 3 or more properties insured with us. The premium reduction will apply to each property. Minimum premiums apply.

For more information on insuring multiple properties visit any of our branches.

Important Information

Subject to our standard acceptance criteria. This offer is available to new policies for landlords only. To obtain an online quote you must meet the following qualifying criteria:

  • Only 1 previous claim, up to €3,500 in the last 3 years
  • Your building must be built of brick, stone or concrete (timber frame with brick cladding ok) and roofed with slates, tiles, metal, concrete or asphalt (at least 70%)
  • You must not be located in an area of flood or subsidence. If you are in a flood or subsidence area you can visit one of our branches or call us to obtain a quote
  • Your property must be constructed of brick, stone or concrete (including timber frame with concrete brick external cladding)
  • Property must be at least 70% roofed with slates, tiles, metal, concrete or asphalt.
  • Your property cannot be a listed or graded building
  • The property is not used for any business, trade or professional purpose
  • Your property must be in a good state of repair and will be so maintained
  • Your property must be less than 100 years old

Premium reductions are applied on a reducing balance basis and are all subject to minimum premiums, including Government Levy. Minimum premiums for Flexible policies are as follows: Buildings €135; Contents €105. Information correct as at 29 June 2016.

Please note that an excess will apply. This is the first amount of any loss that you are responsible for in the event of making a claim. The amount is deducted from the total claim settlement figure.

Subject to standard acceptance criteria apply. Call operator charges may vary. The insurance is arranged by permanent tsb p.l.c. and underwritten by Allianz p.l.c. permanent tsb p.l.c. is appointed as a Single Agency Intermediary of Allianz p.l.c. for Home Insurance. Allianz p.l.c. is regulated by the Central Bank of Ireland.

Home Insurance

Looking for more than just Landlords’ Insurance? Then check out our great Home Insurance policy.

Rebuild calculator

Don’t pay any more for Home Insurance than you need to. Check out this handy calculator from our friends at the Society of Chartered Surveyors of Ireland to estimate what the building costs of your house would be and help you save on your Home Insurance premium.

Claims

If you wish to report a claim or discuss an existing claim you can call Allianz’s Claims Team on 1890 700 121. Lines are open 9am to 5pm, Monday to Friday. Or alternatively you can request a call back from Allianz.

Home Insurance

If you’re a home owner who’s looking for comprehensive cover at an affordable price then our Home Insurance policy is just for you.

Life Insurance

We have a range of Life Insurance options to protect your income for you and your family.

Help and Support

Need help? Our Help and Support section is full of useful information.

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