Find out all the nitty gritty details about our travel insurance offerings below.
A Single-Trip policy covers you for one holiday of up to 30 days. To get a Single-Trip quote, simply choose the number of days you are away, or click on the calendar and select the dates you leave and return. Remember that if your holiday is 7 nights, you need 8 days cover, and if you are away for 14 nights, you need 15 days cover.
An Annual Multi-Trip policy could save you money if you are going on holiday more than once this year. It offers cover for up to 90 days travel in the year, but no holiday can be longer than 30 days. With an Annual Multi-Trip policy, you can also be covered for holidays in Ireland provided that you spend at least two nights in accommodation you booked before your departure.
If you are going skiing, snowboarding or tobogganing on holiday, then you will need our Winter Sports Extension. You can go off-piste too as long as you are accompanied by or under the instruction of a qualified local guide. Winter Sports cover is limited to a maximum of up to 21 days in any insurance period.
| Some of the things we cover | Maximum Payable | Excess | Key Exclusions to note |
|
Medical Expenses We’ll cover you for injury or illness on holiday ACE our Travel insurance underwriters will also look after things like:
|
€5,000,000 |
€90 |
Pre-existing conditions or travelling against the advice of a doctor |
|
Cancellation We’ll cover you, if you have to cancel your holiday for reasons out of your control. |
Up to €3,500 |
€90 |
|
|
Personal Accident We’ll cover you if you have an accident during a trip. |
€25,000 |
Nil |
If death, loss or disability is due to disease or any physical defect, injury or illness which existed before the Holiday. |
|
Personal Money We’ll cover you if your money is lost or stolen. |
Up to €500 |
€90 |
If police report or hotel management report is not provided to verify loss/theft of money. |
|
Travel Delay We’ll cover some of your costs if your journey is delayed more than 12 hours. |
Up to €150 |
Nil |
Must be delayed for at least 12 hours on the outbound or return journey. |
|
Missed Departure Your covered if you miss your flight/Train/Bus or Boat due to car breaking down or being involved in an accident or the public transport failing to arrive on time. |
Up to €500 |
€90 |
a) If the person insured has not allowed sufficient time for the journey |
| Key Benefits | Backpacker Travel Insurance - Maximum Payable | Backpacker Travel Insurance -Excess | Backpacker Travel Insurance Plus - Maximum Payable | Backpacker Travel Insurance Plus - Excess | Key Exclusions |
|
Medical Expenses We’ll cover you for injury or illness on holiday ACE our Travel insurance underwriters will also look after things like:
|
€2,000,000 |
€100 |
€5,000,000 |
€100 |
Pre-existing conditions or travelling against the advice of a doctor |
|
Cancellation We’ll cover you, if you have to cancel your holiday for reasons out of your control. |
€1,500 |
€100 |
€2,000 |
€100 |
|
|
Personal Property
|
€1,000 |
€100 |
€2,000 |
€100 |
|
|
Personal Accident We’ll cover you, if you have an accident that results in death, loss of sight, loss of limb or permanent total disability. |
€10,000 |
Nil |
€15,000 |
Nil |
If death, loss or disability is due to disease or any physical defect, injury or illness which existed before the Holiday |
|
Legal Expenses We’ll cover you, if you have legal expenses which is due to illness or bodily injury caused by a third party. |
€2,000,000 |
Nil |
€2,000,000 |
Nil |
Any criminal or wilful act. |
|
Hazardous Activities Full details on our policy document. |
Not Covered |
N/A |
Covered |
€250 |
If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations. |
|
Extreme Activities Full details on our policy document. |
Not Covered |
N/A |
Covered |
€500 | If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations. |
Our definition of Europe covers the following territories:
Please note that Albania is not included in our definition of Europe. If you wish to take cover for travel to Albania, you will need to take out a Worldwide policy
If you are likely to travel outside the countries listed below, you will need to choose one of our Worldwide covers:
You can find a list of the countries in the Caribbean at www.caribbeantravel.com/destinations/
