Please note carefully the following information relating to Housing Loans within the meaning of the Consumer Credit Act 1995.
Warning: Your home is at risk if you do not keep up payments on a mortgage or on any other loan secured on it
The payment rates on this housing loan may be adjusted by the lender from time to time.
Warning:There is no guarantee that the proceeds of the insurance policy will be sufficient to repay the loan in full when it becomes due for repayment.
The early surrender of the Insurance Policy in respect of your Endowment Loan may result in a return to you which would be less than you have paid in premia and other charges.
Whenever repayment of a loan in full or in part is made before the expiration of the Fixed Rate Period the applicant shall, in addition to all other sums payable, as a condition of and at the time of such repayment, pay whichever is the lesser of the following two sums:
Interest may be applied to any arrears balance at the interest rate applicable to the Account.