Here at permanent tsb we like to cater to our customer’s needs so we have reviewed our Buy-to-Let mortgage offer to be more in line with what you want. So if you’re thinking of making an investment and becoming a landlord, now might be the time to consider a Buy-to-Let mortgage.
For Non Resident Buy-to-Let Customers, lending levels are subject to monthly rental income from the property being a minimum of 1.2 times the stressed principle and interest Mortgage repayment, however this may vary depending on individual circumstances.
The interest rate on an existing permanent tsb loan may vary from the rates quoted on this page. APRC stands for Annual Percentage Rate of Change. LTV stands for Loan to Value. The quoted APRC is a typical APRC based on the assumed loan of €100,000 over a 20 year term.
Borrowing rate | APRC | over 5 yrs | over 10 yrs | over 15 yrs | |
Resident |
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Variable Rates | |||||
LTV less than or equal to 50% | 4.80% | 5.10% | €18.78 | €10.51 | €7.80 |
LTV greater than 50% and less than or equal to 60% | 4.95% | 5.26% | €18.85 | €10.58 | €7.88 |
LTV greater than 60% and less than or equal to 75% | 5.05% | 5.37% | €18.89 | €10.63 | €7.93 |
Fixed Rates | |||||
3 Year New Business Fixed Rate less than or equal to 70% LTV | 4.65% | 5.23% | €18.71 | €10.44 | €7.73 |
5 Year New Business Fixed Rate less than or equal to 70% LTV | 4.85% | 5.26% | €18.80 | €10.53 | €7.83 |
RIP Maturity Rates | |||||
RIP SVR | 5.80% | 5.90% | €19.24 | €11.00 | €8.33 |
Non Resident(Only available to British and Irish citizens who are resident in a Eurozone country, with an income of at least €75,000 that is fully paid in Euro) |
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Variable Rates | |||||
LTV less than or equal to 50% | 4.80% | 5.10% | €18.78 | €10.51 | €7.80 |
LTV greater than 50% and less than or equal to 60% | 4.95% | 5.26% | €18.85 | €10.58 | €7.88 |
LTV greater than 60% and less than or equal to 70% | 5.05% | 5.37% | €18.89 | €10.63 | €7.93 |
Fixed Rates | |||||
3 Year New Business Fixed Rate less than or equal to 70% LTV | 4.65% | 5.23% | €18.78 | €10.51 | €7.80 |
5 Year New Business Fixed Rate less than or equal to 70% LTV | 4.85% | 5.26% | €18.80 | €10.53 | €7.83 |
APRC stands for Annual Percentage Rate of Charge.
Check out our full list of rate options
Irish and British citizens who are resident in any Eurozone country (a European Union Member State which uses the Euro as its national currency) can apply for a Buy-to-Let mortgage. It is available to Non-Resident borrowers who are earning more than €75,000 and earn all of their income in Euro, either individually or jointly.
Book an appointment to speak to a mortgage consultant or call us on +353 1 215 1344 (from outside Ireland) - we’ll guide you through the process and help you every step of the way!
Naturally there are terms and conditions to every mortgage or loan and we can go through these with you upon application. In the meantime, here is some information on the documents we will require and some useful background reading to give you a better idea of our rates and regulations.
The above information is valid as at today's date.
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