Important information & assumptions

• Repayments are based on a three year fixed rate of 3.3% (4.19% APRC) and an LTV of 90%. After year three, a Managed Variable Rate (80-90% LTV) of 4.2% applies
• APRC stands for Annual Percentage Rate of Charge
• This is not an offer of a mortgage loan. It is not legally binding and is for illustrative purposes only
• Mortgage applications are subject to our lending criteria, terms and conditions, and an assessment of suitability and affordability
• This calculator is for principal private dwellings and excludes Buy to Let properties

2% cashback at drawdown

• Get 2% of the value of your mortgage back in cash   
• Offer available to both our variable and fixed rate customers
• Offer available to qualifying applicants who receive their full mortgage Letter of Approval before 31 December 2019
• Upon mortgage drawdown, 2% of the value will be paid directly into the customer’s mortgage paying account within 40 working days of drawdown
• Stage payment mortgages will receive 2% of the amount drawn at each stage payment

Excludes tracker portability or negative equity customers (including any additional funds), buy-to-let, equity release or home improvement mortgage loans, and applicants who have drawn down any of their funds before 11 January 2016.

2% cashback monthly

• *Your mortgage must be paid from an Explore Account to get the 2% cashback monthly offer.
• Get 2% of your monthly mortgage repayment back in cash every month until 31 December 2027
• Cashback is paid directly into your account on the first working day of the month following your repayment
• Offer available to both our variable and fixed rate customers
• Offer available to qualifying applicants who receive their full mortgage Letter of Approval between 26 August 2017 and 31 December 2019

Excludes buy-to-let mortgages.

To get the 2% cashback monthly offer you must also open an Explore Account and have your mortgage paid back from this account. Only mortgage payments made by Direct Debit or Internal Standing Order from an Explore Account will get the 2% cashback monthly. Your cashback will be paid directly into your Explore Account, or other permitted permanent tsb account, at the start of each month.

The Explore Account carries a €4 monthly fee for maintaining the account, effective from August 1 2019 this will increase to €6. Unpaid items and other charges may apply. eStatements only.

• Find out more by visiting our Important Mortgage Regulatory Information Page