We know that buying your first home is a huge decision, and the mortgage process may seem overwhelming. Our new mortgage has been designed for customers buying their first home so rest assured you can rely on us to help you every step of the way.
As a First Time Buyer you will need a deposit of at least 10% of the house price.
Use our Mortgage Calculator to check how much you could borrow and how much your monthly repayments would be.
Before you start the process of searching for your first home, chat to one of our mortgage consultants who can give you an idea of how much you can borrow. Book a mortgage appointment today and we’ll guide you through the process and prepare you for your search.
To submit your application you’ll need to provide the documentation outlined here. Bring these with you to your appointment and we’ll talk you through every step of the paperwork.
Once the search for your first home is done, and you’ve found the perfect one for you, let us know.
Every mortgage journey is different, but here's a general overview of timelines our customers experience and we look forward to supporting you every step of the way.
There are a number of easy ways to begin your application:
There are various documents you’ll need to complete during the application process. Read the full list of documents required here.
Your repayments will depend on how much you borrow, the term or length of your mortgage as well as the interest rate that you’re charged. See our handy online Mortgage Calculator for an indication of how much your monthly repayments might be.
A great opportunity for our existing variable and fixed rate customers to avail of our competitive suite of MVRs.
Learn more about how we set our variable mortgage interest rates in our variable rate policy statement (pdf, 116KB).
See here for our full list of fixed rates and managed variable rates.