All eligible Variable Rate customers will receive a Mortgage Rate Switch Information Pack from permanent tsb by 18th September, which will contain an application form, valuation voucher, important information, examples and terms and conditions.
All eligible Fixed Rate customers will receive an information letter informing them of their options should they wish to switch to an MVR mortgage.
Obtain a valuation of your property from an appointed valuer.
Complete the MVR Rate Switch Application Form
MVR Rate Switch Application Process
Contact one of the valuers appointed by permanent tsb to carry out a valuation of your property. The full list of appointed property valuers is available to view here. Use the voucher provided to you to instruct and pay for the valuation of your property.
Complete the application form provided in your Switch Pack and return the form, along with the completed property valuation, in the addressed envelope included with your Switch Pack to
Mortgage Rate Switch Team
56-59 St. Stephen’s Green
or drop in to your nearest permanent tsb branch.
Please note: your returned pack must include your completed property valuation.
Your application will be processed no later than 10 working days from receipt (excludes OnePlan Accounts: can take up to 30 days), subject to completion of the application form and valuation being submitted together.
permanent tsb will correspond directly with customers who have switched to an MVR and will advise of the new rate. permanent tsb will subsequently correspond directly with customers confirming their revised monthly repayment following their switch to an MVR.
If you have a OnePlan account you must give the authority to permanent tsb to transfer any remaining funds in your OnePlan Holding Account towards your mortgage balance. Please sign the “OnePlan Mortgages” section in the application form if you authorise the transfer of the remaining amount towards your mortgage balance. Your OnePlan Holding Account will then be closed.
You must also return your cheque book to permanent tsb and confirm there are no cheques currently outstanding or issued in the 7 days prior to you completing the application. OnePlan Accounts will be switched to an MVR mortgage within 30 days from receipt of application, subject to completion of the application form in full and the completed application form and valuation being submitted together. Please see Frequently Asked Questions for further information.
If you have a Self Build Mortgage or have an undrawn amount on your mortgage, you can apply to switch to an MVR if certain conditions are met, please see Frequently Asked Questions for further information.
There’s never been a better time to switch to permanent tsb with our All Around Protection policy. Switch today.
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Find out how our Asset Management Unit can help you. Call us on 1800 855 010.