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Earn a competitive rate on your savings

We have two competitive Fixed Access options for you to choose from, so whether you’re looking for something long term or a shorter fix, then this could be for you!

Please note The Fixed Access Account is not available to open from the start of business on the 19th October 2020

Term Gross Rate Gross Return AER
Fixed Access (16 months) 0.07% 0.07% 0.05%
Fixed Access (5 years) 0.51% 0.51% 0.10%

Annual Equivalent Rate (AER) illustrates what the interest would be if interest was paid and compounded each year. Our AER calculation assumes that the account is held for a year and that the interest rate remains constant.

What's Gross Interest Rate?

Read the nitty gritty details about our account

Access up to 25% of your money!

As well as a competitive rate you can access up to 25% of your money with the Fixed Access Deposit account.

That’s one withdrawal per term. After your term is over you can get your savings and interest, minus DIRT (Deposit Interest Retention Tax), but if additional withdrawals are made before your term finishes, early withdrawal charges will apply

Please note: The Fixed Access Deposit Account allows one withdrawal of up to 25% of the account balance without charge after the 14th day following account investment date. All other withdrawals (including withdrawals of more than 25% and subsequent withdrawals) and account closure will incur a charge on the full withdrawal amount – no charge reduction will apply for the portion of these withdrawals that may be 25% of the account balance.

If we don’t hear from you before your fixed term account matures it automatically converts to the Instant Access account for matured fixed term deposits until rollover instructions are received from you for another available fixed term account. Please note the Fixed Access account is no longer available for rollovers or new account opening. This will be at a variable interest rate which is currently 0.01% Gross/AER, You can find out more about our interest rates in any of our branches or online.

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