Try our handy calculator

Online Fixed Term Deposits

Please note all Online Fixed Term deposit account options are no longer available to new customers from the start of business on 9th March 2021.

Rates for existing Online fixed term customers

Term Savings Gross Rate Gross Return AER
3 Months €5,000 + 0.01% 0.002% 0.01%
6 Months  €5,000 + 0.05% 0.02% 0.05%
1 Year  €5,000 + 0.05% 0.05% 0.05%
  •  After the term ends, you can get your savings and interest, minus DIRT (Deposit Interest Retention Tax), if applicable.
  • You can withdraw your money up to 14 calendar days from investment date, without charge.
  • Annual Equivalent Rate (AER) illustrates what the interest would be if interest was paid and compounded each year. Our AER calculation assumes that the account is held for a year and that the interest rate remains constant.

Easy online savings 

  • The minimum balance for an Online fixed term account is €5,000. There is no maximum.
  • This is an online account so you need to use Open24 to access your account.

What happens after the term?

After the term you will have the option to roll over into the same account again at the rate available at that time.

Your account will roll over into a similar term product unless you instruct us otherwise.

Get access to your money

On maturity you can make withdrawals by transferring your money to your Current Account, Notice Account or your Demand Account.Please note to withdraw the full balance in your account you need to send a written instruction to Deposit Services at the address below.

If you don’t have any of these types of account you can make a withdrawal by writing to the address below with instructions on where to transfer the funds to or you have the option to receive a cheque in the post.

permanent tsb Deposit Services
56-59 St. Stephen's Green
Dublin 2

In exceptional circumstances a partial or full withdrawal may be made before the end of the term however an early withdrawal charge will apply. You can do this by contacting permanent tsb Deposit Services at the address above.

Read the nitty gritty details about opening online fixed term accounts

Compare Accounts

Not sure which account is right for you? Let us help you with that.


What would you like to do with your account?

How much will you place on deposit?

How would you like to draw down your money?

How would you like to open your account?

Please fill in all the fields above to get started!

Saving for the future

Want to put something aside for a rainy day? Whether you’re saving for a holiday or a home, permanent tsb has the right savings account for you

Work and Retirement

Whether you’re starting your first job or planning your retirement. Find out everything permanent tsb can offer you.

Saving and investing for life

Saving tools, case studies and advice to help you make the most of your money

Back to top
Page loading
Alternate Text