Our loans are now mobile. So whether you’re looking to buy your first car, or upgrading to a newer model that better fits your needs, you could apply for a Car Loan right now in our app and get approval in minutes and money into your account instantly.
To get online loan approval in minutes, and have your funds paid into your account instantly, you must be registered for Open24 Online Banking, have a Current Account with us, and have your salary paid into this account. Your loan funds can only be drawn down to a permanent tsb Current Account. The account from which you wish to pay back your loan must be a permanent tsb Current Account and your loan can only be taken out in your sole name.
Minimum loan term 6 months. Maximum loan term 5 years. For online approval in minutes the minimum loan term is 1 year.
Your application will be subject to a full credit assessment. Lending criteria, terms and conditions apply. Over 18s only.
We’re happy to provide car finance to cover the cost of your car as well as the VRT.
Find out here what you need to know!
How much you repay depends on the amount you borrow and your interest rate depends on the age of the car you wish to purchase.
To get one of our great Car Loan rates your car must be a 2011 registered car or newer. Of course if your dream car is older than 2011, you can still avail of our competitive Personal Loan rates.
|Year Registered||Interest Rate - Variable||APR - Variable||Sample Loan Amount||Total Cost of Credit||Total Amount Payable over 5 Years||Monthly Payment Amount|
|2016 - 2018||8.50%||8.80%||€10,000||€2,309.60||€12,309.60||€205.16|
|2013 - 2015||8.90%||9.30%||€10,000||€2,425.40||€12,425.40||€207.09|
|2011 - 2012||9.90%||10.40%||€10,000||€2,718.20||€12,718.20||€211.97|
APR stands for Annual Percentage Rate. Our Car Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
See our required documents page for full details.
Please note: Not all applications are the same and additional information may be required in certain circumstances.
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Our ICE Visa Credit Card really is a more flexible way to pay, whether you're shopping online or on the high street you'll get all the great benefits.
Need help? Our Help and Support section is full of useful information.
If you want to save regularly, then we have a savings account for you. Learn more about your saving options.