Overpayment options


It's possible to clear your mortgage sooner than originally planned with our overpayment options

Regular Overpayments

You can reduce the length of your mortgage by paying more per month. That way, you’ll shorten your mortgage term, and pay less interest overall. Contact us to find out the terms and if you’re eligible or download our brochure and application form - Flexible Mortgage Options (998KB).

Lump sum payment

If you’ve received a bonus or an inheritance or any other large amount of money, you can put that lump sum towards your mortgage. This is the second way to shorten your mortgage term, and pay less interest overall. Contact us to find out the terms and if you’re eligible or download our brochure and application form - Flexible Mortgage Options (998KB).

Read the nitty gritty details about our mortgage options

Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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