Mortgage Loans that work for you

When you feel it’s time to buy your first business premises, extend or update your current one or just want to talk about the possibility, we’re ready to help you on your way.

We understand that every business is unique and with that comes different financial requirements, so whether you’re purchasing, extending or refurbishing your premises, we can work with you throughout your mortgage journey.

Key Features

  • Fund the purchase, extension or refurbishment of your business premises
  • Finance typically available in amounts from €50,000
  • Range of terms available up to 15 years, where agricultural land is being purchased a term of up to 20 years may be considered
  • Variable interest rate
  • Maximum Loan-to-Value (LTV) of 75% applies
  • Competitive variable interest rate applies
  • Terms and conditions apply
  • Subject to fees and charges

Note: An upfront facility fee of up to 1% of the loan amount may be charged at the discretion of the bank on Business Mortgage Loans.

Warning: The cost of your monthly repayments may increase.

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

Applying for a Business Mortgage Loan

If you are looking to apply for a Business Mortgage Loan, you can book an appointment now or call our Business Banking Team on 0818 200 100 or +353 1 215 1363 to book an appointment. Find your local branch here.

What you will need

To apply for a Business Mortgage Loan you will need to provide a number of documents along with a completed application. Click here to find out more.

Processing your application and making an appeal

For more information on how we process your application and how you can appeal credit decisions, visit our Business Lending Support section.

Important Information

Lending criteria, terms and conditions apply. A variable interest rate is applied. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Approval is subject to repayment capacity assessment and other lending criteria. Security is required, and will typically incur legal costs for the borrower. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.

Government Support

The Department of Jobs, Enterprise and Innovation have a dedicated website, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.

Support in financial difficulty guide

This guide provides information on the range of banking supports available to SMEs, both through the recovery, and beyond into the future.

Business Support

Read the Guide for Micro & Small Enterprises and Guarantors: Regulations on Lending to Small & Medium-Sized Enterprises published by the Central Bank of Ireland.

Read more

Manage your business funds online with our dedicated online banking for business customers.

Business Deposits

Plan and prepare for the future

Business Term Loan

Flexible term lending options to finance business assets or expansion

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