permanent tsb offers Small and Medium Enterprises (SMEs) funding towards the purchase or extension of their business premises, providing the benefit of owning the premises from where your business trades.
Structured Funding for property purchases
Typically available in amounts from €50,000 to €1,000,000
Repayable in monthly instalments over periods from 5 years to 15 years
Maximum Loan-to-Valueratio: 75%
Competitive variable interest rate applies.
Warning: The cost of your monthly repayments may increase.
How do I apply?
If you are looking to apply for a business mortgage loan, simply contact your local branch to book an appointment, or call us directly and we will make an appointment at a time that suits you. Our advisors will discuss what you need to have in place for your application for credit.
In order to make a successful credit application, there are a number of documents you will need to provide us with at the time you submit your completed application. Click here to find out more.
Lending criteria, terms and conditions apply. A variable interest rate is applied. Please see our Terms & Conditions and Personal & Business banking charges booklets for full details. Approval subject to repayment capacity assessment and other lending criteria. Security is required, and will typically incur legal costs for the borrower. Your credit rating with permanent tsb may also be impacted where you have previously been refused an application for credit with permanent tsb.
Security will be required for SME Mortgage Loan, details of which will be outlined in the letter of approval including information on any potential consequences of providing security. Where legal costs apply, these will typically be incurred by the borrower.
Copy of Credit Agreement
If you wish to request a copy of your credit agreement for any loan you hold with permanent tsb, you can do so free of charge by contacting your local branch.
The Department of Jobs, Enterprise and Innovation have a dedicated website www.supportingsmes.ie, which lists over 80 Government supports available to Irish start-ups and small businesses. Here, business owners will find a range of supports to help manage and grow their business.