Mortgage Required Documents

When you’re ready to meet us to complete your mortgage application you’ll need to bring along some documents – here’s a list of what you’ll need.

If you are an employee

  • Your P60 AND two of your last three payslips
  • A salary certificate (ask us for the certificate for your employer to fill in)
  • Your personal bank account statements for the past six months

If you are self-employed

  • Your most recent Audited / Certified Accounts (3 years)
  • Six month's recent personal AND 6 months business bank statements
  • Confirmation from your Accountant:
    1. that your tax affairs are up to date;
    2. of your current year earnings and;
    3. that no significant changes have occurred in the business since the date of the last accounts.

If you are a Non Resident Buy–to-Let Mortgage Applicant

All applicants will be required to provide acceptable proof of compliance with the €75,000 minimum income requirement. Income may be verified with reference to one or more of the following:

  • Payslips (2 of most recent 3)
  • Salary Certificate
  • Statement of Taxes (P60 equivalent or Tax Balancing Statements)
  • Accountants Confirmation
  • Audited / Certified Accounts
  • 3 months Bank Statements showing minimum 3 salary credits at the required level

In addition, to meet our regulatory requirements, we also need you to provide proof of name and proof of your address

Photo Identification

We can accept an original of the following documents:

  • Your current national passport or
  • Your current valid Irish, UK or European drivers licence (with photo) or
  • Your EU National Identity Card (EU country)

Proof of address

You can use any of the following:

  • A utility bill (dated within the last 6 months)
  • A bank or building society statement issued in the last 6 months
  • Your Determination of Tax Credits for the current year
  • Your original household/health or motor insurance documents (less than 12 months old)
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