Home and Content Insurance

Home and Contents Insurance offers peace of mind

Our Home and Contents Insurance covers not only your house, but the things that make it a home and what matters most to you. We help protect against damage and theft of your contents and you can extend your cover outside the home to include your personal items like; smartphones, handbags and jewellery with our "All Risks" cover option. We offer new customers who take out a Home and Contents policy the first 2 months cover on their main residence free*, giving you 12 months cover for the price of 10. This means that when you buy now, you don't pay until month 3 of your policy.

Start your journey here with us online

Begin the process by clicking 'Get your quote' to submit your details. Then you can review your quote, confirm everything is alright, and purchase your new insurance online.

The Benefits

• 2 months free cover, payment instructions required within 21 days
• Emergency assistance cover 24 hours a day, 365 days a year  
• If you’re three years claims free you will receive a 33% no claims discount
• Cover for cash up to €650 both inside and outside your home when contents are insured
• Protection for personal belongings such as smartphones, tablets and other high-value goods both in an outside the home with optional “All Risks” cover
• No extra or hidden costs for paying by Direct Debit
• Public liability cover up to €3.175m if you are found to be negligent for injury to a third party or accidental damage caused by you to their property

View full insurance Home & Contents Policy Cover here

What our Home and Contents Insurance policy covers

View full insurance Home & Contents Policy Cover here

Ukraine Crisis

For existing customers that have generously welcomed people fleeing Ukraine into their homes, the following cover applies:

• If a Ukrainian guest gets injured or hurt at the property the policyholder will be covered for any legal liability, and they don't need to do anything to activate this cover, it will automatically apply.
• The Home Insurance cover will not be compromised in any way while doing this act of kindness, in fact we will increase the policyholder’s contents sums insured by €5,000 on all properties housing Ukrainian refugees regardless of whether any contents cover currently exists. The customer doesn’t need to do anything to activate this cover it will automatically apply. Find out more here. 

Optional "All Risk" cover

Accidents happen. Everyone loses or damages important items when they're in or out of the home. With our optional extra "All Risks" Cover, we've two options available to you with our Home and Contents Insurance policies. Cover items you would use in your day-to-day life in just a few minutes. 

Important Information

Premium reductions are applied on a reducing balance basis and are all subject to the following minimum premiums, inclusive of Government Levy, for Home and Contents policies: Buildings €135, Contents €105, and All Risks €12.60.

Please note that an excess will apply. This is the first amount of any loss that you are responsible for in the event of making a claim. The amount is deducted from the total claim settlement figure.

permanent tsb p.l.c. is a Single Agency Intermediary of Allianz p.l.c. for Home and Contents Insurance. permanent tsb Home and Contents Insurance is underwritten by Allianz p.l.c. permanent tsb p.l.c. is regulated by the Central Bank of Ireland. Allianz p.l.c. is regulated by the Central Bank of Ireland.