First Time Buyer

Start your journey towards your first home with us. Find out about the process, our mortgage offer, how much you could borrow and check out our handy guides.

First Time Buyer

Moving House

Decided it’s time to move? Then it’s time to talk to us.

Moving House

Switch Mortgage

Make the switch as quickly and easily as possible with us.

Switching mortgage

Self Build

Thinking of building a home? Talk to us today and let us help.

Self Build

Buy-to-Let

If you’re considering a Buy-to-let property talk to us today.

Buy to let

Already an existing mortgage holder?

If you already have a mortgage with us, find out all you need to know about your options.

Find out more
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You can borrow up to 90% of the value of your home

Get more from your mortgage

Competitive rates

  • A choice of fixed or variable rates
  • 1 year discounted variable rate
  • Lower fixed rate for mortgages of €250,000 or more

Flexible repayment options

  • Two payment holiday options
  • Choose your repayment date
  • Make regular overpayments or lump sum payments

Warning: You may have to pay charges if you pay off a fixed-rate loan early.

Warning: The cost of your monthly repayments may increase.

We provide dedicated consultants throughout your mortgage application

Talk to us

Book a branch appointment to talk to one of our mortgage consultants.

  • Understand what you can borrow and your repayments.
  • We explain the full process and prepare your application.
  • Understand the role of your solicitor and what they need to do.
Full application

Complete our application form and gather your documents.

  • Signed and stamped salary certificate.
  • Your P60 and 2 of your last 3 payslips.
  • 3 months up to date personal current account statements.
Mortgage approval

Once you have submitted all your documents and found a home you need to:

  • Get your new home valued.
  • Sign documents with your solicitor.
  • Arrange Life Insurance and Home insurance.
Purchase your home

You are now in a position to draw down your Mortgage funds.

  • All relevant documents will be sent off to your solicitor for final sign off.
  • Solicitor arranges with Estate Agent to draw down funds.
  • Receive your keys and move in to your home!

You can borrow up to 80% of the value of your home

Get more from your mortgage

Competitive rates

  • A choice of fixed or variable rates
  • 1 year discounted variable rate
  • Lower fixed rate for mortgages of €250,000 or more

Flexible repayment options

  • Two payment holiday options
  • Choose your repayment date
  • Make regular overpayments or lump sum payments

Warning: You may have to pay charges if you pay off a fixed-rate loan early.

Warning: The cost of your monthly repayments may increase.

We provide dedicated consultants throughout your mortgage application

Talk to us

Book a branch appointment to talk to one of our mortgage consultants.

  • Understand what you can borrow and your repayments.
  • We explain the full process and prepare your application.
  • Understand the role of your solicitor and what they need to do.
Full application

Complete our application form and gather your documents.

  • Signed and stamped salary certificate.
  • Your P60 and 2 of your last 3 payslips.
  • 3 months up to date personal current account statements.
Mortgage approval

Once you have submitted all your documents and found a home you need to:

  • Get your new home valued.
  • Sign documents with your solicitor.
  • Arrange Life Insurance and Home insurance.
Purchase your home

You are now in a position to drawdown your Mortgage funds.

  • All relevant documents will be sent off to your solicitor for final sign off.
  • Solicitor arranges with Estate Agent to draw down funds.
  • Receive your keys and move in to your home!

Mortgage frequently asked questions

How do I start the application process?

There are a number of easy ways to begin your application:

What documents will I need?

There are various documents you’ll need to complete during the application process. Read the full list of documents required here.

How much will my repayments be?

Your repayments will depend on how much you borrow, the term or length of your mortgage as well as the interest rate that you’re charged. See our handy online Mortgage Calculator for an indication of how much your monthly repayments might be.

Help and Guidance

Managed Variable Rate (MVR) Switch

A great opportunity for our existing variable and fixed rate customers to avail of our competitive suite of MVRs

Variable rate mortgage policy

Learn more about how we set our variable mortgage interest rates in our variable rate policy statement (pdf, 116KB).

Mortgage interest rates.

See here for our full list of fixed rates and managed variable rates.

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