Apply for your Explore Account in-app, in minutes.

The Explore Account is our Digital Current Account. With benefits like 10c back as you pay and cashback on bills to mobile payments, the Explore Account makes everyday banking rewarding and easy. And with a flat €6 monthly fee for maintaining the account and no day-to-day transaction or contactless fees, you’re always in control of what you pay.

So if you want to open a new Current Account, or are thinking of switching your bank, applying has never been easier. To start your application, download the permanent tsb app, select the “Current Account Application” icon and follow the instructions.

How to Apply

If you are over 18, a resident in the Republic of Ireland and looking to open a sole Current Account, download the most up to date version of the permanent tsb app from your app store.

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What documents do I need?

To make your in-app application as quick and easy as possible make sure you are uploading acceptable documents by referring to this list.

PhotoID_Small (3).svg Photo ID

It is important to make sure your Photo ID is in date for at least 30 calendar days after the day you apply.

You’ll also find tips for taking the perfect selfie here.

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Address ID requirements vary depending on the document you choose to use. Utility bills and Bank statements must be dated within the last 5 months. Revenue Documents must be dated within the last 11 months.

Apply in Branch

If you are looking to open a new joint Current Account or would prefer to open an account in Branch, you can book an appointment and one of our team will help guide you through the process. You will need to bring all relevant documentation to complete the application and a mobile device to register for Open24 Online banking.

Book an appointment Call us today on 0818 837 408

Why choose an Explore Account

10c_img.jpg10c back as you Pay

Every time you pay with your card in-store, online, with Apple Pay or Google Pay, you‘ll get 10c back. And as you keep using your card, we’ll keep rewarding you. You can earn up to €5 per month. So if you were to use your card to pay once a day that’s an average of €3 cashback each month. See here for important information.

CashBack_img.jpgCashback on Bills

We‘ve partnered with some of Ireland’s leading brands, such as Sky, SSE Airtricity, and Circle K to bring you great savings on your regular bills. Whether you are a new or existing customer with our partners you can get up to 5% cashback when you pay by Direct Debit.

Find out more about our Partners and Cashback On Bills.

Pay safely for everything with Mobile Payments

Apple Pay

Use your Apple device to pay with your Visa Debit Card wherever you see the Apple Pay or contactless logo in-store, online or in-app. Find out more.

Google Pay™

Use your android device to pay with your Visa Debit Card wherever you see the Google Pay or contactless logo in-store, online or in-app. Find out more.

You're in control of your fees

With the Explore Account you’re always in control of what you pay with a flat €6 monthly fee for maintaining the account. There are no day-to-day transactions or contactless fees for using your Visa Debit Card or for other things like Direct Debits and Standing Orders.

There may be other charges for things like Government Stamp Duty on your debit card unpaid items, or if you use an ATM outside the Eurozone.

Account partners features and benefits are subject to change. Read our Fee Information Document for more.

Ready to Switch?

Step 1

Open your new Explore Account by downloading the permanent tsb app, selecting the “Current Account Application” icon, and following the instructions in-app. If you’re looking to open a joint Current Account, you can book an appointment and one of our team will help guide you through the process. You will need to bring all relevant documentation to complete the application and a mobile device to register for Open24 Online banking.

If you already have a permanent tsb current account, you can go straight to Step 2.

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Step 2

The second step is to switch your Current Account to permanent tsb. There are two ways that you can do this:

Option 1: Self-Switch

You take control and switch your account at a time that suits you. For more information on how you can do this, please click here.

Option 2: Use our Switching Guide

After you submit your application in-app, you will receive a welcome email that will include an Account Switching form. Once we confirm your Explore Account is active, complete the Account Switching form and return it to us using our free post address or drop it into any permanent tsb branch.

If you open your Explore Account in a branch, we will complete the Account Switching form with you during your appointment. We will also help you choose the switching date that works best for you.

Already have a permanent tsb Current Account? Complete an Account Switching form and return it to us using our free post address or drop it into any branch.

Your “old” bank will complete the switching process within 10 working days of the switch start date. For everything you need to know about the switching process, the account switching form, and more information on what we will do and what you need to do, please click here.

Looking to switch more than your Current Account?

Opening your Explore Account is the first step. Find out more about switching your Current Account and transferring other products here.

Important Information

See our Terms & Conditions and our Personal & Business Banking Charges booklet for more information. Available to personal customers over 18. eStatements only.

You can access your eStatements anytime and anywhere online through Open24 for a period of 24 months from the statement issue date. We recommend you download and save your eStatements to your personal device to ensure future ease of access.

You can keep track of your 10c cashback total during the month on Open24 Online Banking and your total will be credited to your Explore Account at the start of each month. Please note, that pending transactions must be processed by the Merchant before qualifying for 10c back as you pay and this may affect your monthly Rewards Total.

Your Cashback on Bills will be credited to your Explore Account at the start of each month and you can keep track of this on Open24 Online Banking.

More information available here.

Ready to Apply?

To start your application simply download the permanent tsb app, select the "Current Account Application" icon and follow the instructions.

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Moving your bank?

Visit our Moving Bank Online Hub for step-by-step guides and information to support your move.

Apply in-app

Ways to bank with us

Bank whatever way suits you.

Need more information? Find out more about banking with us

How much
could you earn?

10c back as you pay

How many times do you use your card to pay?


Cashback on bills

How much is your monthly bill?

Sky 5% cashback
SSE Airtricity 2% cashback

Save with Circle K

Please fill in all the fields above to get started!

Important information & assumptions
  • A €6 fee for maintaining the account per month will apply which has not been included in the calculation.
  • The information on the calculation above is indicative and may not match your actual earnings.
  • Please refer to the account information on the left hand side of this page for full details of the account.
  • For the 10c Back as you Pay benefit you can earn up to €5 per month.
  • For the Cashback on Bills benefit, a payment by Direct Debit from your Explore Account is required.
  • Explore customers can get 2c off per litre with Circle K. We use the AA National monthly average Petrol and Diesel prices to estimate how many litres you use. Average prices last updated June 2022
  • Account features, benefits and partners are subject to change.
  • No day-to-day transaction fees. Other transaction charges may apply e.g. unpaid items or ATM usage outside the Eurozone.
  • See our Terms & Conditions and Personal & Business Banking Charges booklet for more information. Available to personal customers over 18. eStatements only.
Switching your Current Account FAQs

We’ve covered the most frequently asked questions and answers about switching a current account.

Digital Current Account application FAQs

Do you have questions about your Explore Account in-app application?

Explore Account General FAQ's

We’ve covered the most frequently asked questions and answers about our Explore Current Account.

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