The Explore Account is our Digital Current Account. With benefits like 10c back as you pay and cashback on bills to mobile payments, the Explore Account makes everyday banking rewarding and easy. And with a flat €6 monthly fee for maintaining the account and no day-to-day transaction or contactless fees, you’re always in control of what you pay.
So if you want to open a new Current Account, or are thinking of switching your bank, applying has never been easier. To start your application, download the permanent tsb app, select the “Current Account Application” icon and follow the instructions.
If you are over 18, a resident in the Republic of Ireland and looking to open a sole Current Account, download the most up to date version of the permanent tsb app from your app store.
To make your in-app application as quick and easy as possible make sure you are uploading acceptable documents by referring to this list.
Photo IDIt is important to make sure your Photo ID is in date for at least 30 calendar days after the day you apply.
You’ll also find tips for taking the perfect selfie here.
Address IDAddress ID requirements vary depending on the document you choose to use. Utility bills and Bank statements must be dated within the last 5 months. Revenue Documents must be dated within the last 11 months.
If you are looking to open a new joint Current Account or would prefer to open an account in Branch, you can book an appointment and one of our team will help guide you through the process. You will need to bring all relevant documentation to complete the application and a mobile device to register for Open24 Online banking.
Book an appointment Call us today on 0818 837 408
10c back as you PayEvery time you pay with your card in-store, online, with Apple Pay or Google Pay, you‘ll get 10c back. And as you keep using your card, we’ll keep rewarding you. You can earn up to €5 per month. So if you were to use your card to pay once a day that’s an average of €3 cashback each month. See here for important information.
Cashback on BillsWe‘ve partnered with some of Ireland’s leading brands, such as Sky, SSE Airtricity, and Circle K to bring you great savings on your regular bills. Whether you are a new or existing customer with our partners you can get up to 5% cashback when you pay by Direct Debit.
Find out more about our Partners and Cashback On Bills.
Use your Apple device to pay with your Visa Debit Card wherever you see the Apple Pay or contactless logo in-store, online or in-app. Find out more.
Use your android device to pay with your Visa Debit Card wherever you see the Google Pay or contactless logo in-store, online or in-app. Find out more.
With the Explore Account you’re always in control of what you pay with a flat €6 monthly fee for maintaining the account. There are no day-to-day transactions or contactless fees for using your Visa Debit Card or for other things like Direct Debits and Standing Orders.
There may be other charges for things like Government Stamp Duty on your debit card unpaid items, or if you use an ATM outside the Eurozone.
Account partners features and benefits are subject to change. Read our Fee Information Document for more.
Open your new Explore Account by downloading the permanent tsb app, selecting the “Current Account Application” icon, and following the instructions in-app. If you’re looking to open a joint Current Account, you can book an appointment and one of our team will help guide you through the process. You will need to bring all relevant documentation to complete the application and a mobile device to register for Open24 Online banking.
If you already have a permanent tsb current account, you can go straight to Step 2.
The second step is to switch your Current Account to permanent tsb. There are two ways that you can do this:
Option 1: Self-Switch
You take control and switch your account at a time that suits you. For more information on how you can do this, please click here.
Option 2: Use our Switching Guide
After you submit your application in-app, you will receive a welcome email that will include an Account Switching form. Once we confirm your Explore Account is active, complete the Account Switching form and return it to us using our free post address or drop it into any permanent tsb branch.
If you open your Explore Account in a branch, we will complete the Account Switching form with you during your appointment. We will also help you choose the switching date that works best for you.
Already have a permanent tsb Current Account? Complete an Account Switching form and return it to us using our free post address or drop it into any branch.
Your “old” bank will complete the switching process within 10 working days of the switch start date. For everything you need to know about the switching process, the account switching form, and more information on what we will do and what you need to do, please click here.
Looking to switch more than your Current Account?
Opening your Explore Account is the first step. Find out more about switching your Current Account and transferring other products here.
See our Terms & Conditions and our Personal & Business Banking Charges booklet for more information. Available to personal customers over 18. eStatements only.
You can access your eStatements anytime and anywhere online through Open24 for a period of 24 months from the statement issue date. We recommend you download and save your eStatements to your personal device to ensure future ease of access.
You can keep track of your 10c cashback total during the month on Open24 Online Banking and your total will be credited to your Explore Account at the start of each month. Please note, that pending transactions must be processed by the Merchant before qualifying for 10c back as you pay and this may affect your monthly Rewards Total.
Your Cashback on Bills will be credited to your Explore Account at the start of each month and you can keep track of this on Open24 Online Banking.
Read the nitty-gritty details.
10c back as you pay
How many times do you use your card to pay?
Cashback on bills
How much is your monthly bill?
Open24 
