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Open your Explore Account Today!

With three great ways to benefit by just using your account, the Explore Account is a revolution in everyday banking.

You shouldn’t have to change your life to get the most out of your account.

Rewarding you in brand new ways

Three great benefits from permanent tsb

10c back as you Pay

Every time you pay with your card in-store, online or with Apple Pay, you‘ll get 10c back. And as you keep using your card, we’ll keep rewarding you. You can earn up to €5 per month. So for example if you were to use your card to pay once a day that’s an average of €3 cashback each month. You can earn up to €5 per month, however we’ve removed the limit for the months of April, May, and June, and it is now unlimited! 

  • You can keep track of your 10c cashback total during the month on Open24 Online Banking.
  • Then your total will be credited to your Explore Account at the start of each month.

Please note, that pending transactions must be processed by the Merchant before qualifying for 10c back as you pay. Please be aware this may affect your monthly Rewards Total.

Cashback on Bills

We‘ve partnered with some of Ireland’s leading brands, such as Sky, SSE Airtricity, and Circle K to bring you great savings on your regular bills. Whether you are a new or existing customer with our partners you can get up to 5% cashback when you pay by Direct Debit.

  • You can keep track of your cashback on Open24 Online Banking.
  • Your Cashback on Bills will be credited to your Explore Account at the start of each month.

Pay safely for everything with Apple Pay

With Apple Pay you have the freedom to securely spend without a €50 limit, touch-free. Use your Apple device to pay with your Visa Debit Card wherever you see the Apple Pay or contactless logo in store, online or in-app. Find out more


GoREWARDS is our exciting way of rewarding current account customers with cashback from a wide range of your favourite high street and online brands, when you pay by Visa Debit Card.

By registering for GoREWARDS, every week you will receive personalised offers for the kind of things you like to buy. As long as you're using your Visa Debit Card and redeeming your offers, you should begin to notice cashback appearing from time to time in your Explore Account.

You‘re in control of your fees

With the Explore Account you’re always in control of what you pay with a flat €6 monthly fee for maintaining the account. There are no day-to-day transaction or contactless fees for using your Visa Debit Card, or for other things like Direct Debits and Standing Orders. There may be other charges for things like Government Stamp Duty on your debit card, unpaid items, or if you use an ATM outside the Eurozone.

Account partners features and benefits are subject to change.

Important information & assumptions

See our Terms & Conditions and Personal & Business Banking Charges booklet for more information. Available to personal customers over 18. eStatements only.

Read the nitty gritty details.

Switching to the new Explore Account is easy and our dedicated Switch Team will help you along the way. To switch your account you can:

  • Book an appointment in your local branch where we can begin the switch with you in person
  • Start your switch with us online or over the phone on 1890 500 121 or +353 1 215 1385 and we'll send you an At Home Switching Pack.

Ways to bank with us

Bank whatever way suits you.

Need more information? Find out more about banking with us
Apple Pay

You have the freedom to securely spend without a €50 limit, touch-free.


We can get you set up with an overdraft giving you extra flexibility when you need it most

The Nitty Gritty

Read the nitty gritty details about our new Explore Account

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