With great ways to benefit by just using your account, the Explore Account is a revolution in everyday banking.
If you’re looking to open an account in your own name and you live in the Republic of Ireland, you can now upload your documents and apply for an Explore Account in-app, in minutes. Just download the most up to date version of the permanent tsb app from your app store, and apply for an Explore Account today.
To apply in-app you will need to take a selfie. In addition to being selfie ready, you will need to have the following documents* to hand:
You’ll find a list of acceptable documents here.
Find out how to take the best image for your in-app application.
*Your Photo ID needs to be in date within 4 weeks for all in-app applications and Address ID requirements vary depending on the document you choose to use (Utility bills and bank statements must be dated within the last 5 months. Revenue documents must be dated within the last 11 months).
Apply in-app
Every time you pay with your card in-store, online or with Apple Pay, you‘ll get 10c back. And as you keep using your card, we’ll keep rewarding you. You can earn up to €5 per month. So for example if you were to use your card to pay once a day that’s an average of €3 cashback each month.
Please note, that pending transactions must be processed by the Merchant before qualifying for 10c back as you pay. Please be aware this may affect your monthly Rewards Total.
We‘ve partnered with some of Ireland’s leading brands, such as Sky, SSE Airtricity, and Circle K to bring you great savings on your regular bills. Whether you are a new or existing customer with our partners you can get up to 5% cashback when you pay by Direct Debit.
Find out more about our Partners and Cashback On Bills.
With Apple Pay you have the freedom to securely spend without a €50 limit, touch-free. Use your Apple device to pay with your Visa Debit Card wherever you see the Apple Pay or contactless logo in store, online or in-app. Find out more.
With the Explore Account you’re always in control of what you pay with a flat €6 monthly fee for maintaining the account. There are no day-to-day transaction or contactless fees for using your Visa Debit Card, or for other things like Direct Debits and Standing Orders. There may be other charges for things like Government Stamp Duty on your debit card, unpaid items, or if you use an ATM outside the Eurozone.
Account partners features and benefits are subject to change. See our Fee information document for more.
See our Terms & Conditions and Personal & Business Banking Charges booklet for more information. Available to personal customers over 18. eStatements only. eStatements will remain available on Open24 for a period of fifteen months.
Read the nitty gritty details.
Switching to the new Explore Account is easy and we’re here to help you along the way. If you open your new Explore Account in-app, once you submit your application, we will send you a welcome email which will include a switch form. When we confirm your account is active, you can drop it in to any permanent tsb branch or post it back using our free post address.
Alternatively, if you haven't yet opened your Explore Account in-app, to switch your current account you can book an appointment in your local branch where we can begin the switch with you in person.
In order to keep things official, there’s just a few documents we’ll need from you. Whether you’re a new customer of permanent tsb or an existing customer whose personal identification documents are not up to date, you’ll need to provide us with some documentation such as:
See our required documents page for more details.
10c back as you pay
How many times do you use your card to pay?
Cashback on bills
How much is your monthly bill?
Open24 
