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What type of saver are you?

Feeling unsure about which account type would best suit your financial goals? Discover our diverse range of accounts, each designed to cater to different saving and deposit preferences. Whether you want a secure place to park funds or build an emergency fund, we're here to help you navigate through the options.


Savings Account Options

Start saving monthly, or just put a little away whenever you have money to spare. Access to the account is permitted at any time or when notice is provided. 

Account Type Online Regular Saver Online Instant Access 21 Day Regular Saver Demand Deposit Childern's Safari Account

Suitable for when

You want to save monthly and manage your account online.

You want to access funds anytime without any penalties or restrictions.

You want to save monthly and manage your account online.

You want to access funds anytime without any penalties or restrictions.  You want to secure savings for children’s future.

Where to open

Open online, in minutes
Open online, in minutes
In Branch
In Branch
In Branch

Features

  • Save from €0 to €1,000 per month.
  • Competitive interest rate.
  • Access your savings 24/7 without penalty.
  • Online and telephone management only.
  • Save as little or as much as you wish.
  • Access your savings 24/7 without penalty.
  • Online and telephone management only.
  • Save from €0 to €1,000 per month.
  • Competitive interest rate.
  • 21 day notice required to access without penalty.
  • Save as little or as much as you wish.
  • Access your savings 24/7 without penalty.
  • Instant access to funds.
  • Save as little or as much as you want.
  Open online

Find out more.

Open online

Find out more.

Open in branch

Find out more.

Open in branch

Find out more.

Open in branch

 Find out more.

How many accounts you can have One account per customer. One account per customer.

Two accounts per customer.

Two accounts per customer.

One account per child.
See our Savings Interest Rates.

 

 

Deposit Account Options

Deposit Accounts are also known as Lump Sum Accounts. You lodge a sum of money usually with restricted or no access to the funds until maturity, allowing it to grow steadily over time.

Account Type Online Fixed Term: 6 months to 1 year Fixed Term: 6 months to 5 years Online 40 Day Notice 40 Day Notice

Suitable for when

You want to lodge a lump sum of money for a specific period of time at a fixed interest rate and track your progress online.

You want to lodge a lump sum of money for a specific period of time at a fixed interest rate.

You want to lodge a lump sum, save regularly and manage your account online.

You want to lodge a lump sum, save regularly and manage your account.

Where to open

Open online, in minutes
In Branch
Open online, in minutes
In Branch

Features

  • Track progress online.
  • Fixed term.
  • Competitive fixed term interest rates.
  • Penalty for early withdrawal.
  • Minimum balance to open this account is €5,000.
  • Fixed term.
  • Competitive fixed term interest rates.
  • Penalty for early withdrawal.
  • Minimum balance to open this account is €5,000.
  • Track progress online.
  • Lodge money anytime.
  • Competitive variable interest rate.
  • Save as little or as much as you wish
  • 40 day notice required to access without penalty.
  • Lodge money anytime.
  • Competitive variable interest rate.
  • 40 day notice required to access without penalty.
  Open online

Find out more.

Open in branch

Find out more.

Open online

Find out more.

Open in branch

Find out more.

How many accounts you can have

No restriction on the number of accounts you can open. 

No restriction on the number of accounts you can open.  One online account per customer. However, you can also open two additional accounts in branch, bringing the total to three 40 Day Notice accounts per customer.

Two accounts per customer.

See our Deposit Interest Rates.

If you're considering longer-term savings, investing could be the right option for you. Discover our range of investment options in partnership with Irish Life, and take the first steps towards securing your financial future. 

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