OnePlan Protection from Irish Life

You work hard to look after your family’s needs but it’s worth every minute. Should something unexpected happen, you want to be able to continue looking after them.

That’s why it’s important to plan for the future and ensure you have the right cover in place for you and your family.

OnePlan Protection is a new type of protection based on the cover people and families in Ireland need most, such as:

  • A replacement income for your family if you die before your cover ends
  • Money to cover your bills if you cannot work due to illness or injury
  • A lump sum if you were to suffer from one of the specified illnesses covered under the plan

An innovative approach to family protection

OnePlan Protection from Irish Life is one of the biggest innovations in life insurance in Ireland. It gives the option of different types of cover within the one plan, including Life Cover, Bill Cover, and Specified Illness Cover. 

You can also tailor the benefits according to your individual needs, such as;

  • You can choose any benefit on its own, or
  • You can choose any combination of benefits

Your financial adviser can help you choose the best benefits for you.

This is the very first plan of its kind in Ireland to include these types of cover in one. It means you have more cover options, with one direct debit payment, from the one company, all under the one plan. And by combining benefits under the one plan it means you’ll only ever pay one plan fee for each OnePlan policy, no matter how many benefits you choose.

What does OnePlan Protection offer your family? 

These are the optional benefits for you to choose from under OnePlan Protection

  • Decreasing Life Cover - pays a lump sum to replace income if anyone covered for this benefit on the plan dies
  • Bill Cover - pays money for your essential monthly bills (mortgage, rent, utility bills) if you are unable to work due to illness or injury while you are employed. If you have Bill Cover and are unemployed for more than one month, you will not be able to claim for this cover
  • Specified Illness Cover - provides a lump sum if you are diagnosed with one of the conditions covered under the plan
  • Allows you flexibility to change your plan if your circumstances change. You can change your level of cover and benefits from the first anniversary of you starting your plan
  • Depending on the benefits you choose under your plan you may also be able to avail of additional benefits such as children’s cover, terminal illness cover and guaranteed insurability
  • Provides money to your family to help them cover the cost of your funeral and other related expenses
Call 1890 356 300 Find your local branch

Extra peace of mind when you need it most

With OnePlan Protection you can also access these separate services through LifeCare at no extra cost.

MedCare – A second opinion for peace of mind

  • MedCare can help give you peace of mind if you are diagnosed with one of the conditions covered by MediGuide. This means you can have an independent review of your diagnosis and treatment plan from one of a range of leading medical centres around the world
  • This service is also available to your immediate family including your parents and your spouse’s/partner’s parents

NurseCare – Someone to help when you’re not sure what to do

  • A service for those unsure moments like when your child has a temperature at 2am or you have a burn that’s worrying you
  • There are nurses available to talk to you 24 hours a day all year round. They can help you decide the best thing to do, whether that’s advice on medication or if you should visit your doctor
  • This service is provided by Intana Assist for Irish Life protection customers

ClaimsCare – Support if you need to claim

If you need to make a claim you will be provided with a dedicated claims team member to help you through the process. We also offer counselling services from the Clanwilliam Institute to help support you through bereavement or illness.

LifeCare gives you access to services provided by other companies which are independent from Irish Life.

These services are not designed to replace the advice provided by your doctor or your own healthcare professional, but to give you information to help direct you toward the appropriate course of action.

Your access to these third party services is subject to their terms and conditions. Irish Life accepts no responsibility for these services. Irish Life may change the service providers or withdraw access to these services in the future.

Find out more

To find out more about OnePlan Protection from Irish Life just call today on 1890 356 300 or +353 42 939 6021 and we can arrange for you to meet with an advisor.

Important Information

OnePlan Protection is provided by Irish Life Assurance plc.

You must be over 18 and resident in Ireland to buy OnePlan Protection. An upper age limit applies to some of the benefits. You can include cover for your partner if you want at an additional cost provided they are also over 18 and resident in Ireland.

You must keep up your payments to stay on cover. This is a life insurance plan and not a savings plan so you cannot cash it in.

If after buying your plan you feel it is not suitable, you have 30 days to cancel it – any payments you have made within the first 30 days of our sending you the details of your plan you will be refunded.

For full information and benefit descriptions including any restrictions and exclusions you must read the OnePlan Protection booklet (pdf, 716KB) and terms and conditions booklet (pdf, 356KB).

Before taking out insurance cover you’ll need to meet with a financial advisor. permanent tsb p.l.c. is tied to Irish Life and can advise you on OnePlan Protection.

Your financial adviser can help you see what level of cover you might need. This can vary depending on your circumstances, for example what level of income you have.

OnePlan Protection Booklet

Discover all the benefits of Irish Life's OnePlan Protection by downloading this booklet.

Back to top
Page loading

Alternate Text