You work hard to look after your family’s needs but it’s worth every minute. Should something unexpected happen, you want to be able to continue looking after them.
That’s why it’s important to plan for the future and ensure you have the right cover in place for you and your family.
OnePlan Protection is a new type of protection based on the cover people and families in Ireland need most, such as:
OnePlan Protection from Irish Life is one of the biggest innovations in life insurance in Ireland. It gives the option of different types of cover within the one plan, including Life Cover, Bill Cover, and Specified Illness Cover.
You can also tailor the benefits according to your individual needs, such as;
Your financial adviser can help you choose the best benefits for you.
This is the very first plan of its kind in Ireland to include these types of cover in one. It means you have more cover options, with one direct debit payment, from the one company, all under the one plan. And by combining benefits under the one plan it means you’ll only ever pay one plan fee for each OnePlan policy, no matter how many benefits you choose.
These are the optional benefits for you to choose from under OnePlan Protection
With OnePlan Protection you can also access these separate services through LifeCare at no extra cost.
MedCare – A second opinion for peace of mind
NurseCare – Someone to help when you’re not sure what to do
ClaimsCare – Support if you need to claim
If you need to make a claim you will be provided with a dedicated claims team member to help you through the process. We also offer counselling services from the Clanwilliam Institute to help support you through bereavement or illness.
LifeCare gives you access to services provided by other companies which are independent from Irish Life.
These services are not designed to replace the advice provided by your doctor or your own healthcare professional, but to give you information to help direct you toward the appropriate course of action.
Your access to these third party services is subject to their terms and conditions. Irish Life accepts no responsibility for these services. Irish Life may change the service providers or withdraw access to these services in the future.
OnePlan Protection is provided by Irish Life Assurance plc.
You must be over 18 and resident in Ireland to buy OnePlan Protection. An upper age limit applies to some of the benefits. You can include cover for your partner if you want at an additional cost provided they are also over 18 and resident in Ireland.
You must keep up your payments to stay on cover. This is a life insurance plan and not a savings plan so you cannot cash it in.
If after buying your plan you feel it is not suitable, you have 30 days to cancel it – any payments you have made within the first 30 days of our sending you the details of your plan you will be refunded.
Before taking out insurance cover you’ll need to meet with a financial advisor. permanent tsb p.l.c. is tied to Irish Life and can advise you on OnePlan Protection.
Your financial adviser can help you see what level of cover you might need. This can vary depending on your circumstances, for example what level of income you have.