We’ve made applying for a loan easier than ever.
Whether it’s a dream holiday, a new car, or perhaps a special occasion, you can apply for a Personal Loan right now, get approval online or in-app in minutes, and get your loan into your account instantly.
To get approval online in minutes and have your loan paid into your account instantly, you must be registered for Open24 Online Banking, have a Current Account with us, and have your salary paid into this account. During your application you will need to provide us with your Personal Public Service Number (PPSN). If approved, you will need to submit proof of PPSN – see here for acceptable documents. If we already have your PPSN on file, you will not have to provide it to us again. Your loan funds can only be drawn down to a permanent tsb Current Account. The account from which you wish to pay back your loan must be a permanent tsb Current Account and your loan can only be taken out in your sole name.
Minimum loan term 6 months. Maximum loan term 5 years for Personal Loans and 10 years for Home Improvement Loans. For approval online the minimum loan term is 1 year and the maximum loan term is 5 years.
Your application will be subject to a full credit assessment. Lending criteria, terms and conditions apply. Over 18s only.
|
Available Loan Amounts |
Interest Rate -Variable |
APR - Variable |
Sample Loan Amount |
Total Cost of Credit |
Total Amount Payable over 5 Years |
Monthly Payment Amount |
|
€1,500 - €6,999 |
13.4% |
14.3% |
€5,000 |
€1,887.40 |
€6,887.40 |
€114.79 |
|
€7,000 - €12,999 |
11.8% |
12.5% |
€10,000 |
€3,285.80 |
€13,285.80 |
€221.43 |
|
€13,000 - €19,999 |
10.9% |
11.5% |
€15,000 |
€4,522.80 |
€19,522.80 |
€325.38 |
|
€20,000 + |
10% |
10.5% |
€20,000 |
€5,496.40 |
€25,496.40 |
€424.94 |
APR stands for Annual Percentage Rate. Our Personal Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan. Maximum APR (Annual Percentage Rate) is 14.3%.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
See our required documents page for full details.
Please note: Not all applications are the same and additional information may be required in certain circumstances.
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