Whether you want to get moving with your first car or are upgrading to a bigger model that better fits your needs, you can apply for a Car Loan right now through Open24 Online Banking or our app and get approval in minutes and money into your account instantly.
Wondering how much you can afford to borrow? Use our handy calculator to see what your repayments would be.
For applications by phone or in branch the minimum loan term is 6 months.
Your application will be subject to a full credit assessment. Lending criteria, terms and conditions apply.
How much you repay depends on the amount you borrow and your interest rate depends on the age of the car you wish to purchase.
To get one of our great Car Loan rates your car must be a 2011 registered car or newer. Of course if your dream car is older than 2011, you can still avail of our competitive Personal Loan rates.
|Year Registered||Interest Rate - Variable||APR - Variable||Sample Loan Amount||Total Cost of Credit||Total Amount Payable over 5 Years||Monthly Payment Amount|
|2016 - 2018||8.50%||8.80%||€10,000||€2,309.60||€12,309.60||€205.16|
|2013 - 2015||8.90%||9.30%||€10,000||€2,425.40||€12,425.40||€207.09|
|2011 - 2012||9.90%||10.40%||€10,000||€2,718.20||€12,718.20||€211.97|
APR stands for Annual Percentage Rate. Our Car Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
See our required documents page for full details.
Please note: Not all applications are the same and additional information may be required in certain circumstances.
How much would you like to borrow?
How much would you like to pay?
Loan Amount Loan Amount Change the loan amount to see what the monthly repayment would be. Close
Our ICE Visa Credit Card really is a more flexible way to pay, whether you're shopping online or on the high street you'll get all the great benefits.
Need help? Our Help and Support section is full of useful information.
If you want to save regularly, then we have a savings account for you. Learn more about your saving options.