Skip to main content

Personal Loan Rates


Find our competitive rates and easy to follow examples below. If you are thinking of applying for a Home Improvement loan, find out all the information you need to know, including eligibility, on our dedicated page.

Available Loan Amounts

Interest Rate (variable)

APR (variable)

Sample Loan Amount

Total Cost of Credit

Total Amount Payable over 5 Years

Monthly Payment Amount

€1,500 -
€6,999

13.4%

14.3%

€5,000

€1,887.40

€6,887.40

€114.79

€7,000 - €12,999

11.8%

12.5%

€7,500

€2,464.80

€9,964.80

€166.08

€13,000 - €19,999

10.9%

11.5%

€15,000

€4,523.40

€19,523.40

€325.39

€20,000 - €74,999.99

10%

10.5%

€20,000

€5,496.40

€25,496.40

€424.94

Our Personal Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan. APR stands for Annual Percentage Rate.

Warning: If you do not meet repayments on you loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Back to Personal Loan
Find a branch

Visit our Find a Branch page if you're looking for the location of a Branch or ATM, or if you want to access our opening hours and contact information.

Help & Support

Need help? Our Help & Support section is full of useful information to help you make the decisions that are right for you.

Contact us

Need to get in touch with us? Get all the info you need.

Back to top
Page loading
Close takeover popup
PTSB logo

Altogether more human