If you are looking to open a new Business account or apply for a Business loan, simply contact your local branch or call our team on 0818 200 100 (+353 1 2124045) to set-up an appointment to discuss what you will need to open an account. You can also discuss your application for credit with our advisor in advance of submitting an application.
Depending on the account you wish to open/apply for and the type of customer you are, the information you need to provide us with may differ. Please see below information that should accompany your application.
|Standard Documents Required||Sole Trader||Partnership||Limited Co.|
|Proof of identity and address for all signatories*||X||X||X|
|Proof of address for all Internet Users*||X||X||X|
Certificate of Registration of Business Name*
|Certificate of Incorporation*||X|
|Memorandum and Articles of Association*||X|
|A list on company headed paper of all directors, including occupation, address and date of birth, signed by the Company Secretary, a company directly or an accountant/solicitor acting for the company. Proof of identity and address must be provided for at least two company directors||X|
|A list on company headed paper of all shareholders with 25% or more of the issued share capital, signed by the Company Secretary or accountant/ solicitor acting for the company. Proof of identity and address must be provided for each such shareholder***||X|
* A certified copy will be retained by the bank.
** If there are no shares in the business a letter from the Partnership on headed paper signed by at least one Partner confirming who the Senior Partners are, or if there are shares in the business a letter from the Partnership on headed paper signed by at least one Partner confirming the names of all Partners who own 25% or more of the Shares/Voting Rights/profits in the Business.
*** Any change in shareholdings must be immediately notified to the bank. Where a shareholder, with 25% or more of the share capital is not an individual, confirmation of the ultimate beneficial owner will be required.
The above list is not exhaustive, and from time to time we may request information not listed above in order to support your application.
A Business Plan is a valuable document to any business, whether you are starting out, or looking to grow your business. It should present a clear picture of the key strengths and weaknesses of your business, along with the opportunities and challenges the business may be likely to face in the future.
A Business Plan should normally include the following information.
The above list is not exhaustive, but would typically be the minimum information expected to be contained in any Business Plan.
Business Customers – which documents are acceptable to verify your details for Central Credit Register?
Note: All incorporated entities must also have registered their beneficial ownership information in the Central Register of Beneficial Ownership of Companies and Industrial and Provident Societies*
A company cannot be on boarded unless they have entered their beneficial ownership detail on the Central Register here.